{"id":10890,"date":"2024-02-24T04:50:19","date_gmt":"2024-02-24T04:50:19","guid":{"rendered":"https:\/\/imsfund.com\/?p=10890"},"modified":"2024-02-24T04:50:19","modified_gmt":"2024-02-24T04:50:19","slug":"who-cares-about-the-number-of-doors-you-have-cash-flow-is-what-actually-matters","status":"publish","type":"post","link":"https:\/\/imsfund.com\/index.php\/2024\/02\/24\/who-cares-about-the-number-of-doors-you-have-cash-flow-is-what-actually-matters\/","title":{"rendered":"Who Cares About the Number of Doors You Have\u2014Cash Flow Is What Actually Matters"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div :class=\"{ 'hidden': $store.proContent.showFullPrompt() }\">\n<section class=\"px-4 relative border border-slate-200 mobile-toc lg:hidden\" x-data=\"{open:false}\">\n<button x-on:click=\"open = !open\" class=\"flex items-center gap-4 my-2 border-none w-full\"><br \/>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"h-6 w-6\" fill=\"none\" viewbox=\"0 0 24 24\" stroke=\"currentColor\" stroke-width=\"2\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4 8h16M4 16h16\"\/><\/svg><\/p>\n<p class=\"font-semibold text-slate-800 text-base m-0 js-toc-ignore\">In this article<\/p>\n<p><\/button><\/p>\n<\/section>\n<p><span data-preserver-spaces=\"true\">When you\u2019re talking to real estate investors, they\u2019ll often tell you how many doors they own, meaning how many rental units they have in their portfolio. Stating door numbers, however, can often be misleading. Generally, the real metric to keep track of is\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/rental-property-cash-flow-analysis\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">cash flow<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0because, after all, profitability is what counts in any business, right?\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Sometimes, though, the two can get conflated, and on occasion, owning just a few doors, irrespective of cash flow, can be a good strategy for building long-term wealth.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Confused? Don\u2019t be. Rapidly appreciating areas can often generate far more wealth than simply adding doors that make $200-$300\/month without the headaches of multiple tenants. In those instances, clinging to the side of a speeding real estate train might be the best investment strategy to generate wealth quickly, giving you investment options further down the line.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Note that most landlords in America are not Wall Street behemoths or incredibly successful businesses with hundreds of doors in their portfolio but mom-and-pop owners with a few units to supplement their income.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">In other words, relax if you still need to purchase your first unit. You\u2019re not getting left behind in the stampede touted by investment gurus to scale your portfolio. Owning just a few units puts you alongside most owners. If you already own a primary residence, turning it into a rental is relatively easy if you plan to move.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">If you want to scale your portfolio, however, there are some important things to consider before starting.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Where Do You Intend to Buy Your Rental Units?<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Your purchase power will be sorely limited if you intend to buy rental units in expensive areas. Assuming you\u2019re not sitting on a trust fund or haven\u2019t written songs for Taylor Swift or Beyonc\u00e9, there are the practical issues of how much you can borrow and earn from your day job, which will directly influence your purchasing power.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">If you are a high earner or have investors and can afford to start your rental buying quickly, scooping up dozens of properties in cheaper markets can help your scale. However, there are pros and cons to both approaches.<\/span><\/p>\n<div class=\"justify-center \" x-data=\"{ IabAdad_block_: popAd(['r720x90'], '1') }\" :class=\"IabAdad_block_.linkURL ? 'flex pt-8' : 'hidden'\">\n<a x-show=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.linkURL\" x-on:click=\"adClicked('https:\/\/www.biggerpockets.com\/blog\/count-cash-flow-over-doors', IabAdad_block_.sponsor, IabAdad_block_.title, IabAdad_block_.id, 'blockAdClicked', 'blockAd', 'postContent')\" target=\"_blank\" x-init=\"&#10;      analytics.track('blockAdLoaded', {&#10;        referrer: 'https:\/\/www.biggerpockets.com\/blog\/count-cash-flow-over-doors',&#10;        sponsor: IabAdad_block_.sponsor,&#10;        ad_title: IabAdad_block_.title,&#10;        ad_page_location: 'postContent'&#10;      })&#10;    \" x-intersect:enter.once=\"adViewed('https:\/\/www.biggerpockets.com\/blog\/count-cash-flow-over-doors', IabAdad_block_.sponsor, IabAdad_block_.title, IabAdad_block_.id, 'blockAdViewed', 'blockAd', 'postContent')\" rel=\"noopener\"><\/p>\n<div class=\" hidden sm:block\">\n<img class=\"m-0\" :src=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.r720x90\" :alt=\"IabAdad_block_.r720x90Alt\"\/>\n<\/div>\n<div class=\"block sm:hidden\">\n<img class=\"m-0\" :src=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.r320x50\" :alt=\"IabAdad_block_.r320x50Alt\"\/>\n<\/div>\n<p><\/a>\n<\/div>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">What\u2019s More Important: Cash Flow or Appreciation?<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">In an ideal world, you can have both. If you purchase a home in a transitional neighborhood and ride the demographic and economic turnaround, you\u2019ll score a double whammy.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">For example, many homeowners in the New York boroughs of Brooklyn and Queens\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/streeteasy.com\/blog\/nyc-home-price-appreciation\/\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">became millionaires<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0over 10-plus years simply by\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/real-estate-investing\/house-hacking-strategy\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">house hacking<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0and renting out small multifamily buildings in which they also lived. Their appreciation far exceeded any cash flow they could have made by purchasing rentals farther afield.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">If you\u2019re not desperate to leave your job, have no problem house hacking, and live in a major city, getting an\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/fha-203k-loan\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">FHA 203K loan<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0for renovations is a great way to start building wealth without the hassle of long-distance investing and leaving the running of your properties to third-party management companies.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Scaling Sensibly<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">If\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/real-estate-724\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">scaling your portfolio<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0is a priority, you must decide how much time and money you can dedicate to real estate investing. If your immediate priority is to leave your job, cash flow is king.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Whatever your chosen method\u2014<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/guides\/brrrr-method\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">BRRRRing<\/span><\/a><span data-preserver-spaces=\"true\">, multiple house hacks, or\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/ultimate-guide-to-real-estate-syndication\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">syndication<\/span><\/a><span data-preserver-spaces=\"true\">\u2014you\u2019ll need to earn over your income to cover inevitable repairs and vacancies. However, leaving your job might affect your ability to scale securely.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Choose Your Location Carefully<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">In a rush to earn cash flow, many new investors make the mistake of thinking that buying low in D+\/C- neighborhoods will allow them to scale faster and earn more. They could be setting themselves up for disaster. High-crime neighborhoods come with a lot of risks\u2014vandalism and nonpayment of rent being the most obvious to investors. Your only hedge against this is to buy so cheaply so you can easily absorb the rental loss.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">It\u2019s usually more profitable to add fewer doors in better neighborhoods. Although the cash flow in less expensive neighborhoods is appealing on paper, this is rarely achieved. Scaling sensibly, not over-leveraging, and remaining in solid neighborhoods where you\u2019re not afraid to walk the streets at night almost always makes more sense than simply adding doors to your portfolio if that keeps you locked in landlord\/tenant court.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Your Job is Your First Business Partner<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Another mistake of newbie investors is being too quick to leave their steady, W2-paying job. Not only will banks be more willing to lend to you with a job, but the income it generates will help you manage the unforeseen expenses that come with real estate investing, allowing you to scale faster.<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Case Studies<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Rick Matos and Santiago Martinez live and invest in Lehigh Valley, Pennsylvania. They are friends and have done deals together in the past. Both have a similar number of properties in their portfolio\u2014Rick has 44 units, and Santiago has 47.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">However, their investment strategies have differed. Here\u2019s a look at each.<\/span><\/p>\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Rick Matos<\/span><\/h3>\n<p><span data-preserver-spaces=\"true\">Rick took 10 years to accumulate his 44 units, generating a gross rent roll of about $40,000\/month and $25,000 in cash flow today. When he started investing, he was a full-time employee earning six figures. He took a\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/what-is-a-heloc\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">HELOC<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0on his personal residence (which was paid off) to buy his first investment property. At the same time, he earned his real estate license to help him purchase more properties, saving on commissions.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\u201cA lot of the properties I bought at the time were REO\/foreclosures in Center City, Allentown, and Easton, so I was buying them at a clip for cash for $20,000-$30,0000 using my 401(k), borrowing from local lenders and my dad who owns real estate in New Jersey,\u201d Rick says. \u201cIn addition, I did a few flips and bought a few houses on credit cards. I was adamant that I wanted to keep scaling, and having a good income through my job helped me do that.\u201d<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Did Rick regret buying in a rough neighborhood? \u201cNot at all,\u201d he says. \u201cIn fact, if you look at how both areas turned around, all the investment poured in there, and how the property values have gone through the roof, I wish I had bought more! I was buying these houses so cheaply that I couldn\u2019t lose.\u201d<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\u00a0\u201cThe rents paid down the loans quickly, and then I did a few BRRRRs, enabling me to scale, Rick adds. \u201cBut it wasn\u2019t overnight. \u201cIt took me 10 years. For most of that time, I had a good income from my job, so I never touched the real estate money to live off. I could always put it back into the business. In fact, when I purchased the properties, they were often in bad shape, so I just used the income from my job to fix them up.\u201d<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">When Rick finally left his job three years ago to focus on real estate full-time, he supplemented his cash flow by doing more business as a real estate agent (he is currently affiliated with the\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/rmatos.ironvalleyrealestate.com\/\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">Iron Valley Real Estate<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0brokerage), as well as managing properties for out-of-state investors from New Jersey and New York.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\u201cI learned from my dad that real estate is not a get-rich-quick scheme,\u201d Rick says. \u201cIt\u2019s about buying homes that make sense and doing it slowly and methodically.\u201d<\/span><\/p>\n<h3 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Santiago Martinez<\/span><\/h3>\n<p><span data-preserver-spaces=\"true\">While in his early thirties,\u00a0<\/span><a class=\"editor-rtfLink\" href=\"http:\/\/firstpropertysolutions.net\/\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">Santiago Martinez<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0was an Olympic standard wrestler representing his native Colombia when he got his real estate license and began to scale rapidly. He amassed 41 units in four years (he previously purchased six from 2016-2019), borrowing private money\u2014\u201dusually at 8% with three points on the back end\u201d\u2014then refinancing and building a team to oversee renovations and management.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Although his portfolio currently generates about $43,000 per month in gross rent and he has close to $3 million in equity, thanks to the Lehigh Valley\u2019s rapid appreciation, Santiago hardly sees any cash flow because net profits are eaten up in paying his virtual team of four to five people and three full-time contractors and various subs.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">\u201cI scaled and built the portfolio and the equity but didn\u2019t make money personally because the drip system I was using meant that there simply wasn\u2019t extra cash after all my expenses,\u201d Santiago says. \u201cNow, I\u2019ve changed my strategy. I\u2019m looking to make an active income by flipping and paying down mortgages. The portfolio is great, and I got some great deals, so I\u2019m happy I could scale when I did before the rates went up, but now it\u2019s about making them cash flow.\u201d<\/span><\/p>\n<h2 class=\"wp-block-heading\"><span data-preserver-spaces=\"true\">Final Thoughts<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Both Rick and Santiago benefitted from the Lehigh Valley\u2019s rapid increase in sales prices to build\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.biggerpockets.com\/blog\/what-is-home-equity\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">equity<\/span><\/a><span data-preserver-spaces=\"true\">. Because he got in earlier, maintained a full-time job, and built his portfolio slowly, Rick could scale without any sleepless nights, generating equity and cash flow at the same time.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Meanwhile, Santiago\u2019s rapid scaling is a testament to his networking, determination, and risk tolerance. It hasn\u2019t been easy or without stress, as he readily admits, but his trade-off has been equity and doors rather than cash flow, which is no small feat. The next phase of his investment strategy is about paying down debt and realizing his portfolio\u2019s tremendous cash flow potential.<\/span><\/p>\n<div id=\"visibility-group-block_64dd561cede13\" class=\"visibility-group  hidden\">\n<div id=\"hero-block_62df1a82bfc88\" class=\"first:mt-0 hero-block py-4    has-background has-slate-200-background-color has-text-color has-theme-gold-color\">\n<div class=\"gap-10 lg:gap-20 flex flex-wrap lg:flex-nowrap max-w-screen-xl mx-auto px-4 relative lg:items-center \">\n<div class=\"relative z-30 lg:w-1\/2 \">\n<main class=\"py-4\"><\/p>\n<p class=\"has-slate-800-color has-text-color has-large-font-size\" style=\"font-style:normal;font-weight:800\">Find an Agent in Minutes<\/p>\n<p class=\"my-3 md:my-5 lg:my-8 has-slate-900-color has-text-color\" style=\"font-size:18px\">Match with an investor-friendly agent who can help you find, analyze, and close your next deal.<\/p>\n<p><\/main>\n<\/div>\n<div class=\"lg:w-1\/2 first:mt-0 relative h-full lg:flex lg:items-center\">\n<img decoding=\"async\" class=\"object-cover w-full relative z-20 my-0  rounded-md hidden lg:block\" src=\"https:\/\/bpimg.biggerpockets.com\/https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2022\/08\/Agent-Finder-Block-2.png\" alt=\"find an investment-friendly real estate agent\" title=\"Who Cares About the Number of Doors You Have\u2014Cash Flow Is What Actually Matters 2\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group__inner-container\">\n<div class=\"wp-block-group__inner-container\">\n<div id=\"visibility-group-block_64dd31c79f00f\" class=\"visibility-group  \">\n<div id=\"hero-block_64dd2875dba9d\" class=\"first:mt-0 hero-block py-4    has-background has-slate-100-background-color has-text-color has-theme-slate-color\">\n<div class=\" flex flex-wrap lg:flex-nowrap max-w-screen-xl mx-auto px-4 relative lg:items-center \">\n<div class=\"relative z-30 w-full \">\n<main class=\"py-4\"><\/p>\n<p class=\"my-3 md:my-5 lg:my-8 has-theme-slate-color has-text-color\" style=\"font-size:16px;font-style:normal;font-weight:400\">Ready to succeed in real estate investing? Create a free BiggerPockets account to learn about investment strategies; ask questions and get answers from our community of +2 million members; connect with investor-friendly agents; and so much more. <\/p>\n<p><\/main>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"italic\"><b>Note By BiggerPockets:<\/b> These are opinions written by the author and do not necessarily represent the opinions of BiggerPockets.<\/p>\n<\/div>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.biggerpockets.com\/blog\/count-cash-flow-over-doors\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this article When you\u2019re talking to real estate investors, they\u2019ll often tell you how many doors they own, meaning how many rental units they have in their portfolio. Stating door numbers, however, can often be misleading. Generally, the real metric to keep track of is\u00a0cash flow\u00a0because, after all, profitability is what counts in any [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"fifu_image_url":"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2024\/02\/doors-1024x517.jpg","fifu_image_alt":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-10890","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10890","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/comments?post=10890"}],"version-history":[{"count":1,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10890\/revisions"}],"predecessor-version":[{"id":10892,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10890\/revisions\/10892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/media\/10891"}],"wp:attachment":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/media?parent=10890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/categories?post=10890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/tags?post=10890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}