{"id":10953,"date":"2024-03-03T19:22:18","date_gmt":"2024-03-03T19:22:18","guid":{"rendered":"https:\/\/imsfund.com\/?p=10953"},"modified":"2024-03-03T19:22:18","modified_gmt":"2024-03-03T19:22:18","slug":"i-grew-up-going-to-real-estate-auctions-with-my-dad-these-are-the-lessons-i-learned","status":"publish","type":"post","link":"https:\/\/imsfund.com\/index.php\/2024\/03\/03\/i-grew-up-going-to-real-estate-auctions-with-my-dad-these-are-the-lessons-i-learned\/","title":{"rendered":"I Grew up Going To Real Estate Auctions With My Dad\u2014These Are the Lessons I Learned"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div :class=\"{ 'hidden': $store.proContent.showFullPrompt() }\">\n<section class=\"px-4 relative border border-slate-200 mobile-toc lg:hidden\" x-data=\"{open:false}\">\n<button x-on:click=\"open = !open\" class=\"flex items-center gap-4 my-2 border-none w-full\"><br \/>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"h-6 w-6\" fill=\"none\" viewbox=\"0 0 24 24\" stroke=\"currentColor\" stroke-width=\"2\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4 8h16M4 16h16\"\/><\/svg><\/p>\n<p class=\"font-semibold text-slate-800 text-base m-0 js-toc-ignore\">In this article<\/p>\n<p><\/button><\/p>\n<\/section>\n<p>I moved around a lot when I was younger. And I\u2019m not talking from state to state or city to city\u2014I moved a few doors down from wherever I was living. I never knew why, and frankly, I never asked my parents. All I knew was that I was with my family, so I went wherever they went.<\/p>\n<p>It wasn\u2019t until years later that I realized my parents were\u00a0<a target=\"_blank\" href=\"https:\/\/www.biggerpockets.com\/guides\/how-to-flip-houses\" rel=\"noreferrer noopener\">fixers and flippers<\/a>.<\/p>\n<h2 class=\"wp-block-heading\">Real Estate Beginnings\u00a0<\/h2>\n<p>We would intentionally move doors down from where we lived because of my family\u2019s familiarity with the area. And it\u2019s here that I eventually learned my first real estate lesson: Buy where you know, not where you think you know.<\/p>\n<p>As a kid, my mom, dad, and I constantly drove around looking at houses. I always thought it was so boring\u2014like, why are my parents paying so much attention to how the yard or the driveway looks? Why are they so obsessed with the trees around the property, or why do they care so much that more than half of the shingles fell off of the roof? Who knew that as I entered my 20s, I would be driving around asking myself the same questions?\u00a0<\/p>\n<p>My parents loved to find distressed houses. If it had good bones (and sometimes even if it didn\u2019t\u2014whoops, it happens), my parents thrived on the idea of bringing a house back to life.<\/p>\n<p>How quickly and effortlessly they fixed and flipped houses still dazzles me to this day. Vacant lots? No problem. Dad was in charge of the chainsaw, and Mom pulled the rope to take down a wilted tree. My parents were, and still are, some of the most hardworking people I know.<\/p>\n<p>But you know what made me happy, even as a little kid? How happy my parents were to make a house into a home or a piece of property into an oasis for someone else to start their journey. And it\u2019s here that I learned another lesson, this time a life one: Do what you love, and the rest will follow.<\/p>\n<p>There are two kinds of fixers and flippers. The first are those who outsource the work to contractors, and the second are the DIYers who learn to do everything on their own.\u00a0<\/p>\n<p>My parents were the second type. Every day, they were either painting, plumbing, drywalling, sanding\u2014you name it, they did it. Today, even still, my parents have this running joke that my dad is the one who tears things apart, and my mom is the one who pieces it back together.<\/p>\n<p>As I got older, I learned to appreciate the journey my parents went through with each investment they made. You know how, as a kid, you either think, I\u2019m going to follow in my parents\u2019 footsteps or pave my own way? The idea of fixing and flipping became something I wanted to do, too.<\/p>\n<div class=\"justify-center \" x-data=\"{ IabAdad_block_: popAd(['r720x90'], '1') }\" :class=\"IabAdad_block_.linkURL ? 'flex pt-8' : 'hidden'\">\n<a x-show=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.linkURL\" x-on:click=\"adClicked('https:\/\/www.biggerpockets.com\/blog\/my-dad-took-me-to-my-first-auction-heres-what-i-learned-about-investing', IabAdad_block_.sponsor, IabAdad_block_.title, IabAdad_block_.id, 'blockAdClicked', 'blockAd', 'postContent')\" target=\"_blank\" x-init=\"&#10;      analytics.track('blockAdLoaded', {&#10;        referrer: 'https:\/\/www.biggerpockets.com\/blog\/my-dad-took-me-to-my-first-auction-heres-what-i-learned-about-investing',&#10;        sponsor: IabAdad_block_.sponsor,&#10;        ad_title: IabAdad_block_.title,&#10;        ad_page_location: 'postContent'&#10;      })&#10;    \" x-intersect:enter.once=\"adViewed('https:\/\/www.biggerpockets.com\/blog\/my-dad-took-me-to-my-first-auction-heres-what-i-learned-about-investing', IabAdad_block_.sponsor, IabAdad_block_.title, IabAdad_block_.id, 'blockAdViewed', 'blockAd', 'postContent')\" rel=\"noopener\"><\/p>\n<div class=\" hidden sm:block\">\n<img class=\"m-0\" :src=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.r720x90\" :alt=\"IabAdad_block_.r720x90Alt\"\/>\n<\/div>\n<div class=\"block sm:hidden\">\n<img class=\"m-0\" :src=\"https:\/\/www.biggerpockets.com\/blog\/IabAdad_block_.r320x50\" :alt=\"IabAdad_block_.r320x50Alt\"\/>\n<\/div>\n<p><\/a>\n<\/div>\n<h2 class=\"wp-block-heading\">My First Auction and the Lessons I Learned<\/h2>\n<p>Almost every year, my mom would always cut property addresses out of the newspaper. I later learned that these were the properties my parents would buy at auction.<\/p>\n<p>My first tax auction was with my dad. At the time, I was in my mid-teens and just excited to spend the day with him. And if I\u2019m being completely transparent, I had no idea of what we were getting into.<\/p>\n<p>We ventured over to the Buffalo Library, where the auction was being held. As we walked in, a bid number was assigned to my dad, and we took a seat with hundreds of people in this huge auditorium.<\/p>\n<p>\u201cAlright, kid, here\u2019s what we got going on,\u201d Dad said as he pulled out this stack of papers with property addresses listed from top to bottom.\u00a0<em>Lesson learned:<\/em>\u00a0Always obtain or print out the latest updated property list before you go to the auction.<\/p>\n<p>He pointed to an address that was a minute down the road from where we lived. \u201cThe owners owe this much on back taxes,\u201d he said as he shifted his finger down to a dollar amount.<\/p>\n<p>My dad hands me his bidding number and says, \u201cWhen this property comes up, I\u2019ll tell you when to raise this.\u201d I was pumped. I was not only there but also a participant in the unknown.<\/p>\n<p>Everywhere you looked, you had people of all ages, bags in hand, which I later found out were loaded with cash.<em>\u00a0Lesson learned:<\/em>\u00a0Tax auctions are cash only\u2014no ifs, ands, or buts about it.<\/p>\n<p>\u201cDid you see that 17 Main is up?\u201d a man asked, this morning\u2019s donut still stuck in his grayed-out beard. The woman he was talking to smiled and nodded but didn\u2019t say anything.\u00a0<em>Lesson learned:<\/em>\u00a0Do not discuss the property you\u2019re bidding on with anyone. And, trust me, people will try to pry it out of you.<\/p>\n<p>When it came time to raise my number, I was bidding against five to 10 people. Eventually, those people dropped out, and my little arm was the only one left in the air.<\/p>\n<p>\u201c25k going once, going twice, sold to bidder #5467.\u201d And that was that: A property was sold at $25,000 to some kid in the audience, just happy to be with her dad.<\/p>\n<p>Eventually, we were told to stand in a line that was a mile long and wait for the next available cashier.\u00a0<em>Lesson learned:<\/em>\u00a0When you win the auction, 20% to 25% of your winning bid price is due right then and there, and the rest of the funds are due within a month.<\/p>\n<p>As time passed, my interest in real estate grew, and eventually, I learned about the importance of due diligence, especially when it comes to tax auction properties. You always know the investors who didn\u2019t do their due diligence because tax auction properties that were previously bid on go back to auction.\u00a0<em>Lesson learned:<\/em>\u00a0That 20% to 25% you put down as an initial deposit at auction, you don\u2019t get that back. So, those initial investors kissed that deposit goodbye.<\/p>\n<h2 class=\"wp-block-heading\">What to Consider at Property Auctions<\/h2>\n<p>Here are a few things I tend to look into before heading into a property auction:<\/p>\n<ul>\n<li>Whether a property is vacant; if it\u2019s not vacant, I\u2019d possibly have to go through an eviction process.<\/li>\n<li>If it\u2019s a lot without a structure, I want to ensure it is buildable; they just don\u2019t make land anymore, you know? If it\u2019s buildable, it becomes more valuable to buyers.<\/li>\n<li>I look into the current owners; if they are living, it\u2019s possible that family members could be interested in the property. This is a whole thing and can be a legal nightmare if so.<\/li>\n<li>I find out whether the property is in a current real estate transaction because the owners wanted to sell before it went to auction.<\/li>\n<li>Driving by the property is crucial. I study the outside and ask myself if the property has been taken care of. If it\u2019s a nightmare on the outside, imagine what the inside looks like.\u00a0<\/li>\n<li>I also take a look at the neighbors\u2019 property. Do they have no trespassing signs all around their property, garbage in their yard, or are there unnecessary things placed on the boundary lines? If so, this could mean there are property boundary issues, and they are likely to give a tenant or a seller possible issues.<\/li>\n<\/ul>\n<p>Let\u2019s back up: Say an owner decides to sell before it goes to auction. Not only are the owners pressured to get the home sold and closed on within a short amount of time, but then the pressure is on the buyer to close before the house goes to auction. Yikes.<\/p>\n<p>There is also usually a flat fee that owners can pay to be taken off the list. Some owners wait the day and even minutes before the start of the auction to pay off their taxes.<\/p>\n<p><em>Lesson learned:<\/em>\u00a0As a bidder, you\u2019ll figure out that someone has paid their taxes because the property address is suddenly skipped by the auctioneer. Yay. So, if it\u2019s the only property you went to bid on that day, even more yay.<\/p>\n<p>On the other hand, you\u2019ve got the owner who allows the property to go to auction, and it ends up selling, let\u2019s say, for $100,000 over the back taxes price. Guess what? The owner gets the surplus amount. So, not only did they not pay their back taxes, but they also got cash for not paying their back taxes, and suddenly they had no mortgage and could go about their business buying another home.<\/p>\n<p><em>Lesson learned:<\/em>\u00a0A tax auction property\u2019s previous mortgage is often forgiven. So, let\u2019s say back taxes are $20,000, the investor purchases at that price, and suddenly, they got a house for only $20,000.<\/p>\n<p>Now, a lot of the time, renovations are needed, so a mortgage or home equity, some sort of loan, is necessary to fix up the home. This means people end up with some sort of\u00a0<a target=\"_blank\" href=\"https:\/\/www.biggerpockets.com\/blog\/what-is-a-lien\" rel=\"noreferrer noopener\">lien<\/a>\u00a0on the property. Well, unless they have straight-up\u00a0<a target=\"_blank\" href=\"https:\/\/www.biggerpockets.com\/blog\/cash-transactions-now-making-up-a-third-of-sales\" rel=\"noreferrer noopener\">cash<\/a>, then, well, cash is key, you know?<\/p>\n<p><em>Lesson learned:<\/em>\u00a0It\u2019s important to study the market values of homes in the investment property area and do a rough financial estimate of the possible work that needs to be done on the property. You don\u2019t want to end up upside down in a property.<\/p>\n<h2 class=\"wp-block-heading\">My First Investment Property Taught Me All Kinds of Lessons<\/h2>\n<p>My first investment property was a few doors down from where a few close family members grew up. It was a small Cape Cod, hidden behind two giant pine trees. The brush was so overgrown that it reached the top of the windows, and, in all honesty, it looked like someone hadn\u2019t lived there for years. This place looked like a disaster to the everyday investor, even to them.\u00a0<\/p>\n<p>I remember talking to the neighbors about the property. The electricity hadn\u2019t been turned on for years, which I learned from my dad usually meant the basement was flooded, so everything would have to be replaced.<\/p>\n<p>I found out the owner that lived there never brought their garbage out, so where did that end up? A big part of me was saying, I don\u2019t know if this is such a good idea.<\/p>\n<p>But this type of property, the one that was left for abandonment, was the one I grew up around, the one I was unintentionally taught to bring back to life.<\/p>\n<p><em>Lesson learned:\u00a0<\/em>Don\u2019t trespass. You\u2019re not allowed to step foot on an auction property until you sign the paperwork that it\u2019s yours.<\/p>\n<p>Going into the bid, here\u2019s what I knew: The property\u2019s market value back then was $120,000. The house needed at least $50,000 in work. I could tell just from the outside that the roof needed to be stripped, the wood siding needed to be reworked, and the windows, doors, and everything else needed to be replaced. Again, thank you to my parents for teaching me what to look for.<\/p>\n<p>From there, I determined an amount I was willing to bid, and I wasn\u2019t going over it. Until I did.\u00a0<em>Lesson learned:<\/em>\u00a0Always set a bid limit and stick to it.<\/p>\n<p>Sure, some people have financial wiggle room, great, but at this point, twenty-something me is strapped for cash, and now I had to come up with the few extra thousand I just overbid because I was so anxious and determined to get the house. Shoutout to my competitiveness.<\/p>\n<p>Despite my parents\u2019 look of angst after I proudly went over my limit, I did end up getting the property. \u201cCongratulations, this is her first home,\u201d said the auctioneer. He knew that because I reached out every week to make sure this property was still on the auction list. Again, remember that lesson I said earlier about not telling people? Yeah, that\u2019s the one.<\/p>\n<p>After I signed the paperwork, my house was mine, and you can bet that I drove right over to take a look, my parents proudly following behind me. And I\u2019ll never forget when we walked in.<\/p>\n<p>The basement had five feet of water in it, old photographs and letters floated on top of the water, and when we walked upstairs, paper was everywhere. In the fridge, in the toilet, on the stairs, in the cabinets, the tub, the closets. I was experiencing a hoarder\u2019s house firsthand.<\/p>\n<p>It took us at least a few months to toss out 12 tons-plus of garbage from the property, including old wood floor slabs that warped from the excessive moisture in the house and moldy drywall with flowered tulip wallpaper still stuck to it.<\/p>\n<p>Once the property was ripped down to pretty much the studs, my family, friends, some contractors, and I started to rebuild everything from the ground up. Guess what? I lived in it while flipping it, and I\u2019ll never forget that either, but that\u2019s another story for a different day.<\/p>\n<p>The house is now complete and fully updated, and once I find my forever home, it will become a rental of some sort.<\/p>\n<h2 class=\"wp-block-heading\">The Next Investment<\/h2>\n<p>Flash-forward a few years after my initial investment, and Dad approaches me with a property that is right down the road from a family member. It\u2019s a vacant lot around one acre that sits on top of a hill just overlooking the water. The property is also at the end of a private road that has a paper road leading up to it.<\/p>\n<p>Let me tell you a little tidbit about paper roads: They often don\u2019t exist on a Google Map\u2014or any online map, for that matter. So, an anxious investor might overlook the property because they can\u2019t find it on a map, but I knew better than to just write it off because I couldn\u2019t GPS it.<\/p>\n<p><em>Lesson learned:\u00a0<\/em>Next to each property address on the tax list is an SBL number. If you have trouble finding the property, go down to your local assessor\u2019s office and pull out the county map to find the SBL number and where the property is located.<\/p>\n<p>So there I was, staring at a gold mine of a piece of property in the assessor\u2019s office, hoping in the slightest that some investor wasn\u2019t going to do as much due diligence as I was at that moment.<\/p>\n<p>And they didn\u2019t. I ended up getting the property for a very low amount and more than quadrupling my original investment.<\/p>\n<h2 class=\"wp-block-heading\">Final Thoughts<\/h2>\n<p>When I geek out on tax auction stuff and tell people about it, I usually get four different responses. The first reaction is, \u201cI\u2019d love to go with you next time to check it out,\u201d and they do go, but that\u2019s the end of their interest. The second is, \u201cWow, that\u2019s amazing,\u201d but they don\u2019t care enough to do it. The third is the person who seems interested but will never act. The fourth are the people who see and act on the value by becoming a tax auction investor.<\/p>\n<p>If it weren\u2019t for listening and living through my parents\u2019 story, I would be stuck in a 30-year mortgage, paying double the amount of what my property is actually worth by the end of it.<\/p>\n<p>So this is my story for the fourth type of person. I know you exist because, at one point, I was you.<\/p>\n<div id=\"visibility-group-block_64dd561cede13\" class=\"visibility-group  hidden\">\n<div id=\"hero-block_62df1a82bfc88\" class=\"first:mt-0 hero-block py-4    has-background has-slate-200-background-color has-text-color has-theme-gold-color\">\n<div class=\"gap-10 lg:gap-20 flex flex-wrap lg:flex-nowrap max-w-screen-xl mx-auto px-4 relative lg:items-center \">\n<div class=\"relative z-30 lg:w-1\/2 \">\n<main class=\"py-4\"><\/p>\n<p class=\"has-slate-800-color has-text-color has-large-font-size\" style=\"font-style:normal;font-weight:800\">Find an Agent in Minutes<\/p>\n<p class=\"my-3 md:my-5 lg:my-8 has-slate-900-color has-text-color\" style=\"font-size:18px\">Match with an investor-friendly agent who can help you find, analyze, and close your next deal.<\/p>\n<p><\/main>\n<\/div>\n<div class=\"lg:w-1\/2 first:mt-0 relative h-full lg:flex lg:items-center\">\n<img decoding=\"async\" class=\"object-cover w-full relative z-20 my-0  rounded-md hidden lg:block\" src=\"https:\/\/bpimg.biggerpockets.com\/https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2022\/08\/Agent-Finder-Block-2.png\" alt=\"find an investment-friendly real estate agent\" title=\"I Grew up Going To Real Estate Auctions With My Dad\u2014These Are the Lessons I Learned 2\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group__inner-container\">\n<div class=\"wp-block-group__inner-container\">\n<div id=\"visibility-group-block_64dd31c79f00f\" class=\"visibility-group  \">\n<div id=\"hero-block_64dd2875dba9d\" class=\"first:mt-0 hero-block py-4    has-background has-slate-100-background-color has-text-color has-theme-slate-color\">\n<div class=\" flex flex-wrap lg:flex-nowrap max-w-screen-xl mx-auto px-4 relative lg:items-center \">\n<div class=\"relative z-30 w-full \">\n<main class=\"py-4\"><\/p>\n<p class=\"my-3 md:my-5 lg:my-8 has-theme-slate-color has-text-color\" style=\"font-size:16px;font-style:normal;font-weight:400\">Ready to succeed in real estate investing? Create a free BiggerPockets account to learn about investment strategies; ask questions and get answers from our community of +2 million members; connect with investor-friendly agents; and so much more. <\/p>\n<p><\/main>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p class=\"italic\"><b>Note By BiggerPockets:<\/b> These are opinions written by the author and do not necessarily represent the opinions of BiggerPockets.<\/p>\n<\/div>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/www.biggerpockets.com\/blog\/my-dad-took-me-to-my-first-auction-heres-what-i-learned-about-investing\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this article I moved around a lot when I was younger. And I\u2019m not talking from state to state or city to city\u2014I moved a few doors down from wherever I was living. I never knew why, and frankly, I never asked my parents. All I knew was that I was with my family, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":10954,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"fifu_image_url":"https:\/\/www.biggerpockets.com\/blog\/wp-content\/uploads\/2024\/03\/auction-1024x517.jpg","fifu_image_alt":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-10953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/comments?post=10953"}],"version-history":[{"count":1,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10953\/revisions"}],"predecessor-version":[{"id":10955,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/posts\/10953\/revisions\/10955"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/media\/10954"}],"wp:attachment":[{"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/media?parent=10953"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/categories?post=10953"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/imsfund.com\/index.php\/wp-json\/wp\/v2\/tags?post=10953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}