Are you having trouble getting a bank loan?

Long-term loans
for fix-N-flip investors

We Provide Aggressive Opportunities

100% Financing including Rehab cost.

Interest Only Payment Options.

1 or 2-Year Rehab Loans.

30 or 40-Year Permanent Loan on Completion.

Completing an application only takes 5 minutes
and won’t affect your credit.

UNIQUE BENEFITS

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MAX APPROVALS

Loans to value up to 90% or 100%.

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MAX REPAYMENT TERMS

30 - 40 years maximum loan term with a fixed payment. Interest only payment is also available.

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PAY OFF ANYTIME

Paying off your loan or making partial principal payments is free of penalties.

OUR PROCESS

3

INDUSTRY TYPE

We lend to more than just restaurants. Over the years, we've expanded our list of approved industries.

1

CREDIT SCORE

You don't need perfect credit to qualify for the Revolving Line of Credit. Business owners with a credit score of 551 are qualified.

2

TIME IN BUSINESS

Applicant must own the business. The business must be open and operating under the same ownership for at least six (6) months.

4

ANNUAL SALES

Your business must generate at least $17,000 in monthly sales ($200,000 annually) from credit cards and cash.

These valuable exhibits are free for you.

9

SOFT PULL CREDIT REPORT

No Doc Loans require limited documentation from the borrower. These loans are often used by small business owners seeking financing for their LLCs. These loans may have lower interest rates and more lenient terms than traditional ones. They are intended to provide a fast and convenient way to obtain capital with minimal paperwork.

 Purchase or re-finance or cash out financing

Flexible Loan Terms 15, 25 and 30 year amortization

30 Year Fixed and Adjustable Terms

Up to 75% Loan to Value

Multi-Family, Mixed Use, Retail Office and Light Industrial

 Loans Underwritten on Cash Flow

CMBS

CURRENT MARKET VALUATION OF PROPERTY

Loans for Owner and Non-owner occupied properties. Flexible Lending Solutions for those not able to provide Tax Returns.

 Purchase or re-finance or cash out financing

Flexible Loan Terms 15, 25 and 30 year amortization

30 Year Fixed and Adjustable Terms

Up to 75% Loan to Value

Multi-Family, Mixed Use, Retail Office and Light Industrial

 Loans Underwritten on Cash Flow

flix2flip_Bridge loans

GOOD FAITH ESTIMATE

First mortgage loans are secured by unstabilized commercial property with vacant or under-utilized space. This property may need exterior or interior capital improvements to be later re-financed into a permanent loan.

Most bridge loans are non-recourse.

Bridge loans can include reserves for capital improvements

Land Loans are long term amortized with short term expectation of turning into a construction loan.

Both are temporary solutions to prepare the project for longer terms financing.

requirements

SIMPLE REQUIREMENTS:

Business Bank Account

 3 Months Bank Statements

A Signed Application

Valid Form of Identification 

SOME OF OUR PARTNERS

UWM 3.5 x 1.5
ARF 3.5 x 1.5
HOMEPOINT 3.5 x 1.5
axos 3.5 x 1.5
Celtic 3.5 x 1.5
stearns bank 3.5 x 1.5
united capital 3.5 x 1.5
ROK Financials 3.5 x 1.5

WHY APPLY?

Reasons to Fund Your Business.

HIRING NEW STAFF

Your people are your greatest asset. Being able to hire on the spot and offer a competitive package will attract the best talent.

REPAIRS & INFRASTRUCTURE

A business's infrastructure will eventually need repairs or upgrades. Line of Credit prevents workplace interruptions and increases general productivity.

POWERING GROWTH

The best businesses always look for new ways to expand and grow as the market allows. Expanding means leasing deposits and office equipment; a Line of Credit can provide the cash on hand.

BUYING EQUIPMENT

Business equipment plays a crucial role in its success. Therefore, replacing critical parts and purchasing new equipment is required to keep your edge.

What Our Client Say

We appreciated the choices. Lease or cash loan. The funding provided a another used truck so time was important. Thanks for getting it done fast.

-Aaron and Tamara-

Obtaining funding for an Airbnb business has always been a challenge for me. Richard and his team took care of it. Who in the world lends money based on only three statements?

-Braun-

Richard was good to work with. His help on the phone made it all happen, as we had to work around being on the road 24/7 and needing to have our paperwork available.

-Rose and David-

Our forth loan with Richard and his team. Smooth as always.  We will be back.

-Tuan-

Our credit suffered when our customers failed to pay our contracts on time. IMSFUND provided us with funds to tide us over. Our credit issues did not stop them.

-Maria-

trust pilot
Integrity Mortgage

About Us

Integrity Mortgage was founded in 2004 after a fruitful career at USBANK. We have been in Lake Tapps, Washington, just south of Seattle, in the same location for 19 years.

We hold NMLS license #1286 and are active in providing investor and business loans in over 40 States. We finance residential loans backed by the FHA, VA, FNMA, and USDA. Eleven of the biggest household lenders, including Rocket, Quicken, United Wholesale Plaza, and others, are our correspondents. We also broker loans to an extensive list of additional business lenders, including LIMA, RNC, CIVIC, and seven additional non-QM lenders.

Integrity Mortgage Solutions is a team of experienced lenders dedicated to helping homeowners and investors overcome challenges and seize opportunities by providing the necessary funds on their own terms.

We believe that Real Estate is the cornerstone of American wealth. Since our inception, our mission has been to simplify and streamline the process of accessing financing.

We recognize that our clients are much more than just a credit score. So, we have established partnerships with the most creative and aggressive lenders to serve our market.

Therefore, we utilize various user-friendly online application processes backed by our exceptional customer service team. Our edge is that multiple lenders can review your request simultaneously to provide you with choices quickly and efficiently.

Our commitment to assisting our clients goes beyond just securing funds. We are here to help you every step of the way and provide solutions for all the funding banks cannot offer.

Partner with Integrity Mortgage Solutions today, and let us help you.

FAQs

GET A FUNDING PROPOSAL

Completing an application only takes 10 minutes and won’t affect your credit.

Borrower's Details

Loan Details

Address Details

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