Solve Your Cash Flow Challenges

 with our Small Business Funding Solutions


EASY 24 Hour Approval.

Minimum Credit Score: 550

No Income Tax Return is needed.

No Collateral is needed.

Applying is free and won't affect your credit score.

We'll Match You with the Right Solution

Put Our Small Business Capital To Work For You.

$5,000 to $1,000,000 small business funding.

One quick and easy application.

Multiple offers from several lenders.

Lower interest rates and longer terms.

Let our expertise meet your business needs.


A Hassle-Free Merchant Cash Advance!


Competitive Rates & Fees

Our competitive rates and fees ensure you get the financial support you need without breaking the bank.


Transparency and Clear Terms

 Providing complete transparency before approving a merchant cash advance is our ultimate goal.


Flexible Repayment Options

We understand your business's cash flow fluctuations. That's why we offer flexible repayment options aligned with your revenue, making it easier to manage during slow periods.


Simple Requirements

Simple Requirements:

Business Bank Account

 3 Months Bank Statements

A Signed Application

Valid Form of Identification



UWM 3.5 x 1.5
ARF 3.5 x 1.5
HOMEPOINT 3.5 x 1.5
axos 3.5 x 1.5
Celtic 3.5 x 1.5
stearns bank 3.5 x 1.5
united capital 3.5 x 1.5
ROK Financials 3.5 x 1.5



Apply In

5 Minutes

Apply Safely.
Apply online or over the phone in less than 5 minutes.
Fast and Easy.


Decision in

24 Hours

Gather Documentation.
Documentation can be uploaded to our Lender site, faxed, or scanned.


Funded in

48 Hours

Review Your Offers.
We discuss your needs and explain which options may be best for you.


Receive between

$5,000 - $1,000,000

Closing and Funding.
The funds are wired to your account.


Reasons to Fund Your Business.


Your people are your greatest asset. Being able to hire on the spot and offer a competitive package will attract the best talent.


A business's infrastructure will eventually need repairs or upgrades. MCAs prevent workplace interruptions and increase general productivity.


The best businesses always look for new ways to expand and grow as the market allows. Expanding means leasing deposits and office equipment; an MCA can provide the cash on hand.


Business equipment plays a crucial role in its success. Therefore, replacing critical parts and purchasing new equipment is required to keep your edge.

What Our Clients Say.

We appreciated the choices. Lease or cash loan. The funding provided a another used truck so time was important. Thanks for getting it done fast.

-Aaron and Tamara-

Obtaining funding for an Airbnb business has always been a challenge for me. Richard and his team took care of it. Who in the world lends money based on only three statements?


Richard was good to work with. His help on the phone made it all happen, as we had to work around being on the road 24/7 and needing to have our paperwork available.

-Rose and David-

Our forth loan with Richard and his team. Smooth as always.  We will be back.


Our credit suffered when our customers failed to pay our contracts on time. IMSFUND provided us with funds to tide us over. Our credit issues did not stop them.


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About Us

IMS FUND is a team of experienced lenders committed to helping businesses overcome challenges and seize opportunities. We provide the funds to meet your needs.

We recognize that our clients are much more than just a credit score. So, we have established partnerships with the most creative and aggressive lenders to serve YOU.

We provide various user-friendly online application processes backed by our exceptional customer service team. Our edge is that multiple lenders can review your request simultaneously to provide you with choices quickly and efficiently.

Our commitment to our clients extends beyond just securing funds. We are here to help you every step of the way and provide solutions for all funding needs that banks cannot provide.

Partner with IMS FUND today.



Applying will NOT impact your credit.

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