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There Are Just Way Too Many Real Estate Agents Right Now—And It’s Hurting the Industry

By Richard | Aug 17, 2023

In this article At the end of July, the National Association of Realtors (NAR) had nearly 1.6 million members, which works out to about 2.4 Realtors for every home actively for sale. A report from the Consumer Federation of America (CFA) notes the surfeit of agents is costing the industry, harming consumers, and reinforcing high commission rates.  Lenient licensing […]

Mortgage servicing is thriving due to homeowners deciding not to sell, says Mr. Cooper Group CEO

By Richard | Aug 16, 2023

ShareShare Article via FacebookShare Article via TwitterShare Article via LinkedInShare Article via Email Mr. Cooper Group CEO Jay Bray joins ‘The Exchange’ to discuss hedging rising rates with investment in mortgage servicing, developing a competitive auction market for real estate, and the home supply imbalance keeping prices elevated. Source link

5 ChatGPT Prompts To Transform Your Entrepreneur Lifestyle

By Richard | Aug 16, 2023

5 ChatGPT prompts to transform your entrepreneur lifestyle getty Become an entrepreneur, they said. It’ll be fun. But when you’ve just worked another 100-hour week, you haven’t seen your friends for months, your skin is turning gray and your physique is going pear-shaped, you might be wondering what all the fuss is about. You dreamed […]

True Financial Freedom Will Force You to Make Suboptimal (and Maybe Unpopular) Portfolio Decisions

By Richard | Aug 16, 2023

In this article I believe that in order to actually quit your job and retire early, you will need to make some radical, suboptimal, and tax-inefficient decisions regarding your portfolio. Please bear with me, as I am still working through this theory (and likely will continue to work through it for the next few decades). […]

NAHB Vice Chair Carl Harris on where the housing market is headed

By Richard | Aug 15, 2023

ShareShare Article via FacebookShare Article via TwitterShare Article via LinkedInShare Article via Email Carl Harris, first vice chairman of the National Association of Home Builders and a Kansas-based small volume spec and custom home builder, joins ‘The Exchange’ to discuss builders offering incentives to counter high-interest rates, the housing sector impact of rising mortgage rates, […]

Nine Ways You Can Make ‘Giving Back’ Part Of Your Company Culture

By Richard | Aug 15, 2023

getty As a business owner, it’s easy to assume that you have to be a nonprofit in order to get involved in the world of philanthropy. However, your business doesn’t have to be centered around a particular cause in order to give back. By building a company culture that values generosity and doing good for […]

The Housing Market is Stuck in Limbo—Here’s Where it Could Be Going

By Richard | Aug 15, 2023

In this article The real estate market has been all over the place lately. On the one hand, home prices have fallen year over year, while the number of homes for sale declined in July, according to Realtor.com’s latest housing data. Still, prices of homes remain near record highs, while mortgage rates have steadied slightly […]

UBS to pay $1.4 billion over fraud in mortgage-backed securities

By Richard | Aug 14, 2023

General view of the UBS building in Manhattan, New York, June 5, 2023. Eduardo Munoz Alvarez | View Press | Corbis News | Getty Images Swiss bank UBS agreed to pay a combined $1.4 billion in civil penalties over fraud and misconduct in its offering of residential mortgage-backed securities dating back to the global financial […]

5 ChatGPT Prompts To Implement The 4-Hour Workweek In Your Business

By Richard | Aug 14, 2023

5 ChatGPT prompts to implement The 4-Hour Workweek in your business AFP via Getty Images Tim Ferriss’ book, The 4-Hour Workweek, was first published in 2007 and spent four weeks on the bestseller lists. Since then, it’s sold over 2 million copies, been translated into 40 languages and continues to change lives. The first foray […]

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