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Mortgage giant Fannie Mae tackles climate risk
Global warming has already caused irreversible damage to the earth’s ecosystems and communities, according to a critical report just issued from the United Nations Intergovernmental Panel on Climate Change. The damage is extending to the U.S. housing market, which just saw unprecedented snow and flooding in California, as well as unusual winter tornados in the […]
SVB Is A Story Of Digital Herds In Need Of A Shepherd
I never thought I would be a part of the fastest bank run in history. On a late Thursday evening earlier this month, I received a text message saying that Silicon Valley Bank – our company’s bank – was on the brink of collapse. I read the message three times, letting it sink in, and […]
A “New Era” of Unemployment is Coming
Unemployment was supposed to be much higher by now. With the Federal Reserve increasing its rate hikes over 2022 and into 2023, the labor market should have cracked already. But it hasn’t, and many mainstream investors have struggled to determine why. With a higher cost of capital, businesses should be more selective with who they’re […]
Here’s when a 401(k) loan actually ‘makes sense,’ says advisor
Catherine Delahaye | Getty Taking a loan against your 401(k) savings is generally a bad idea — but using the money as a short-term “bridge loan” may be an exception, according to Blair duQuesnay, a certified financial planner based in New Orleans. “I’ve always been very anti-401(k) loan,” duQuesnay said. “However, I have found there […]
Silicon Valley Bank’s Demise Tightens Spigot On $30 Billion Of Venture Lending
Failed Silicon Valley Bank was the largest issuer of venture debt for startups. Los Angeles Times via Getty Images Startups borrowed so they didn’t have to give up equity. After the collapse of market leader SVB, they should expect higher rates and fewer deals in the near future. In 2017, when David Rabie first launched […]
The Cash Flow “Golden Age” Could Be OVER
The golden age of cash flow real estate investing could be over as we know it. For the past decade and a half, landlords got used to buying standard homes that made a killing in cash flow. Combine that with exponentially appreciating home prices, and anyone who purchased a property in the past ten years […]
More than 5 million households still behind on their rent
Viorel Kurnosov | Istock | Getty Images With roughly two more months before the U.S. Department of Health and Human Services ends the three-year Covid public health emergency, more than 5 million of the nation’s households remain behind on their rent. All together, tenants continued to owe nearly $11 billion in rental debt during the […]
Startups Asked For Help Making Payroll After SVB. VC Responses Were Mixed
Startup founders who banked with SVB found themselves asking investors for help making payroll last weekend—to a mixed response. Los Angeles Times via Getty Images When founders scrambled to make payroll after the closure of SVB, some VC firms promised to help—but only a few actually wired money. Last Friday afternoon, OpenAI CEO Sam Altman […]
Airbnb Arbitrage, Turnkey Rentals, and When to Use a HELOC
Don’t have enough capital to own property? Enter Airbnb arbitrage, the popular investment strategy that allows you to rent out someone else’s property for a profit. Of course, there are a few challenges that come with this. Namely, you’ll need to convince your landlord that it’s a good idea! As always, Ashley and Tony are […]