Foreign National Loan
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FOREIGN NATIONAL LOAN
We offer loans for true Foreign Nationals with incredible terms. This loan can be made on a 2nd home or investment property in the US for a resident of another country.
There are many investor options and some require very little documentation to close.
For investment properties, the loan can be qualified using only the cash-flow on the subject property or Debt Service Coverage Ratio (DSCR).
Loan Features
- Loans of up to 70%-75% of the property value or contract price.
- Loan amounts up to $5,000,000.
- Excellent mortgage rates.
- Fixed Rates, ARM's, and Interest Only options.
- NO US credit required.
- Single Family, Condo, Townhome, Multi-Family and Commercial Loans.
- Purchase, Refinance, and Cash-outs.
Loan Qualifiers
- Must have valid foreign Passport.
- Must be able to source down payment with current bank statements (overseas bank account is okay).
- Will require 2 months bank statements showing cash to close, any large deposits will have to be sourced.
- Must have foreign, current address.
- Must live and work in another country.
- Income documentation varies by investor and borrower's profession.