Residential Apply Now We're Here To Help You Succeed PORTFOLIO LOANLoans that do not meet FNMA guidelines.Flexible underwriting, Non-conforming properties. Up To 90% LTV With NoMl 2 Years Seasoning Foreclosure, Short Sale, BK, DIL Loans Up To $2 million (Minimum Loan $100,000) Credit Scores Down To 580 Cash Out For Reserves OK Gift Funds Allowed DTI Up To 50% Considered Learn More BANK STATEMENT LOAN12 or 24 Months Bank Statements are used to document income. No Tax Returns required. No Tax Returns/Transcripts Required 12 or 24 Months Personal Bank Statements Loans Up To $2 million (Min Loan Amount $150,000) Credit Scores Down To 620 Personal To 90% LTV (No Ml) Owner Occupied and Investment Properties Learn More FLEXIBLE PORTFOLIORecent Housing Event or Bankruptcy Accepted 1 Day Out Of Foreclosure, Short Sale, BK, DIL Loans Up To $1 Million (Over $1M Case By Case) Credit Scores Down To 560 (Including Jumbo Loans) Up To 85% LTV With No Ml Mortgage Lates Are OK Lack of Credit History Accepted Learn More FOREIGN NATIONALLoans to Foreign Nationals, ITIN Holders regardless of US Immigration Status. Up To 75% LTV (Purchase Or Refinance) No US Credit Required Reserves Can Remain In Foreign Account No SSN Or ITIN Required Learn More Need help? Let Us Guide You Apply Now