Deal Diary: 9 Years, 39 Doors, and K a Month in Cash Flow—Here’s How Jefferson Simmons Built His Portfolio

Deal Diary: 9 Years, 39 Doors, and $20K a Month in Cash Flow—Here’s How Jefferson Simmons Built His Portfolio


Name

Jefferson Simmons
LocationManhattan, Kansas
OccupationFull-time real estate investor (former underwriter, Realtor, and university fundraiser)
Assets17 properties, 39 doors, $20,000/month in cash flow
Investment strategySingle-family and small multifamily buy-and-hold, BRRRR-style renovation, creative seller, and private financing
Financing

Parental co-sign, family JV equity, private money line of credit, seller financing

Jefferson Simmons was 20 years old and about to be homeless. His entire fraternity house was getting renovated, and every rental in town wanted nothing to do with a group of college guys. 

On a whim, he flipped a Zillow toggle from rent to buy and found a mismarketed three-bedroom house that was actually a 2,700-square-foot property with three extra rooms in the basement. He pitched his parents to co-sign, negotiated the seller down seven rounds to $178,000, and moved his fraternity brothers into the basement. 

Nine years later, he’s walked away from law school, built partnerships with an uncle and a private investor, and grown that first accidental deal into 17 properties and 39 doors. 

Here’s how he built it.

You were a sophomore in college, with no income and no credit. How did you actually get that first house?

I’d saved money since high school from selling firewood and doing livestock projects, and I got a full academic scholarship right before graduation, so I had a nest egg but no income a bank would lend against. 

I went home and pitched my parents using an Excel spreadsheet and a full 10-year pro forma showing rent increases, and they agreed to co-sign. I negotiated the seller down from their asking price to $178,000 over seven rounds of back-and-forth, partly because I knew from the listing agent that the family was highly motivated to sell, and partly because I genuinely had no more room to go higher. 

My mortgage payment has stayed the same the whole time, about $1,300 a month, including taxes and insurance. I rented it the first year for $1,600, and it’s currently leased through 2027 at $3,100 per month.

Your second deal was a foreclosure auction property you bought with your uncle. How did that partnership actually work?

I saw a duplex next door to my first house heading to a bank foreclosure auction, and I had zero money to buy it myself. My uncle, who’d built a portfolio of his own and was a big mentor to me, agreed to fund it as a money partner. 

We could only look through the windows before the auction since we couldn’t access the interior, so we did our underwriting from the driveway over coffee, and he told me we could afford up to $140,000 after repairs. Then he left the country on a trip and told me he’d be completely unreachable, so I was the one bidding live from my laptop. 

I got it to $100,000, and even though it didn’t technically meet the bank’s reserve, they wanted it off their books and took the offer anyway.

You walked away from law school after one semester to go all-in on real estate. What made you pull the trigger?

I sat in my first law school class, and they described the bell curve of graduates, meaning that where you rank determines your salary. I realized I wasn’t going to be at the top of that curve, and I’d be leaving school with over $100,000 in student loan debt for the privilege. 

I’d already closed two real estate deals by that point and had real proof of concept, so I decided I’d rather take on another mortgage that pays me back than debt that doesn’t. I left after one semester, worked as an insurance underwriter making $42,000 a year, got my real estate license on the side, and kept buying single-family homes for years while working two jobs.

You’ve done some creative financing since then, including turning a house sale into a line of credit. Walk us through that deal.

I was working as an agent for a cash-buyer client during an insane seller’s market where every listing was already pending within hours. He was getting frustrated that we couldn’t move fast enough on anything. 

Around the same time, tenants in a house I owned asked to break their lease early to buy their forever home, and I let them out of it. That left me with a vacant house I knew fit exactly what my client wanted. 

Over dinner, I gave him two options: I’d sell it to him for $25,000 more than I paid, or I’d sell it to him at my exact cost if he’d write me a $200,000 private line of credit instead. He laughed, looked at the house with his wife over FaceTime, and agreed to the line of credit. 

Three months later, I used it to buy a $171,000 house, and he wired the full balance the day of closing with no appraisal and no bank fees. I pay him 7.25% interest, which beats his T-bill returns and costs me less than a bank would. We’ve since done several more deals together and become genuine friends.

What does your portfolio look like today, and what’s actually driving your growth now?

I’m at 17 properties, 39 doors total, and I own all of them outright except for a minority stake in a 15-unit I hold with a few partners. Altogether, that’s about $20,000 a month in cash flow. 

A big unlock along the way was sweat equity: I helped my uncle renovate a 12-unit he bought in 2019, doing new kitchens, floors, and paint myself, in exchange for a 10% stake, which let me build equity without putting up much of my own cash. I also stopped thinking I could only buy one house a year by saving for the next down payment, since that mindset was actually limiting how fast I could scale. 

Between the family partnership, the private line of credit, and just getting comfortable asking people directly for capital, that’s what let me go from one deal a year to where I am now.



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Nvidia CEO Says ‘We’re Scaring People’ with AI Talk

Nvidia CEO Says ‘We’re Scaring People’ with AI Talk


Key Takeaways

  • Jensen Huang is CEO of Nvidia, the world’s most valuable company.
  • In a recent interview, Huang told AI critics to find new talking points and stop scaring people with predictions of AI taking over jobs.
  • He added that some of the dominant storylines around AI are more distracting than truthful.

Nvidia CEO Jensen Huang is on top of the world. 

Huang is the leader of the world’s most valuable company, which boasts a market cap of $5 trillion. Nvidia has directly benefited from manufacturing the AI chips at the heart of the AI boom. Meanwhile, Huang has seen his personal fortune swell to $173 billion. He is the seventh-richest person in the Bloomberg Billionaires Index global ranking. 

Now Huang says that AI naysayers need to find new talking points. 

“Listen, if you want to warn the world about the incredible capabilities of this technology, I think it’s been achieved,” Huang said in a recent interview with Axios cofounder Mike Allen

He added that some of his peers are scaring the public by making wide-ranging predictions about AI’s impact on jobs

“We just all have to be thoughtful and careful,” Huang said. “We’re scaring people.”

Huang thinks leaders should be honest about AI

Huang advocated for balance when it comes to talking about AI. While it is natural to focus on safely deploying AI on a broad scale, the industry also has to explain the benefits of the technology, he said. 

“I think that we ought to be much more enthusiastic about it, help the United States realize that the only way we get left behind is if we don’t apply the technology,” Huang said.

He argued that AI leaders need to be honest with people. They have to start by noting that sweeping job losses have not shown up so far. He added that some of the dominant storylines around AI are more distracting than truthful. 

“Don’t create a story that is made up,” he said. “It is made up that there’s going to be a singularity. It’s made up that somehow we’re living in a simulation. These are all made-ups. I think it’s a fun story. I don’t mind listening to it. And I even enjoy the narrative when it’s told by many of those leaders who are my friends.”

One voice stands out

Huang didn’t call out specific people or companies, even though he clearly thinks some of the stories about AI are hurting public perception. 

Anthropic CEO Dario Amodei is one of the most prominent cautionary voices in the AI world. He warned that the technology could lead to major job losses. Amodei said last year that AI could eliminate as many as half of entry-level, white-collar jobs, taking over tasks like coding, writing and data work within the next one to five years. 

Anthropic is also unique among leading AI labs in that it regularly releases its own research focused on whether its Claude AI system shows early signs of human‑style thinking or feeling, rather than just following instructions and patterns. Even though Huang wants the industry to stick to straightforward, grounded stories about AI, Anthropic leans into more dramatic questions about if AI could ever start to think or feel more like a person.

Key Takeaways

  • Jensen Huang is CEO of Nvidia, the world’s most valuable company.
  • In a recent interview, Huang told AI critics to find new talking points and stop scaring people with predictions of AI taking over jobs.
  • He added that some of the dominant storylines around AI are more distracting than truthful.

Nvidia CEO Jensen Huang is on top of the world. 

Huang is the leader of the world’s most valuable company, which boasts a market cap of $5 trillion. Nvidia has directly benefited from manufacturing the AI chips at the heart of the AI boom. Meanwhile, Huang has seen his personal fortune swell to $173 billion. He is the seventh-richest person in the Bloomberg Billionaires Index global ranking. 

Now Huang says that AI naysayers need to find new talking points. 



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Milliman acquires Blue Water MSR hedging unit from Apex

Milliman acquires Blue Water MSR hedging unit from Apex





Milliman acquires Blue Water MSR hedging unit from Apex





















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I Thought Deploying AI Was a Technical Problem. It Exposed Every Gap in How I Was Running My Company.

I Thought Deploying AI Was a Technical Problem. It Exposed Every Gap in How I Was Running My Company.


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • AI does not replace operational knowledge. It requires leaders to understand their business, customers and workflows in greater depth to produce informed outputs.
  • The value of AI in leadership is not automation alone. It is the ability to create visibility across initiatives and coordinate work at scale.
  • AI shifts leadership from sequential task management to directing systems and outcomes, allowing organizations to move faster without sacrificing oversight.

Inside our company, I have built what I think of as an AI executive copilot. It is integrated into how I manage the business every day, not something I check in on separately or run alongside my normal work. It is part of my normal work.

It connects to our CRM data, internal documentation and operational workflows. It monitors initiatives across divisions, tracks KPIs, flags risks and surfaces opportunities I might otherwise miss. When I need to push seven sales initiatives forward simultaneously, I prompt it to draft the relevant communications for the right people and move them to review. When I need visibility into treasury, finance and operations at the same time, I have it. I am not stopping to sequence through conversations one at a time. I am directing multiple things simultaneously in a way that was not possible before.

What surprised me is not what the system can do. It is what it demands from me as a leader.

The constraint is never the technology

There is a persistent misconception that deploying AI at an operational level is a technical challenge. It is not. The constraint is how well you understand your own business. If you do not understand your product, you cannot prompt correctly. If you do not understand your customer, you cannot prompt correctly. If you do not understand your workflows, you cannot prompt correctly. And if you cannot prompt correctly, the system cannot help you.

This is why I believe a strong operator with deep business knowledge is more valuable in this environment than a technical expert. You have to be able to educate the system on what your organization does, how it does it and who it serves. Then you have to be able to prompt toward where you want to go, without telling the system how to get there. That second part is harder than it sounds. Most leaders are trained to prescribe solutions. Here, you have to educate the system by feeding it information and prompting it, and then you have get out of the way.

What used to be programming is now prompting. What used to be execution is now direction. That shift applies to every leadership role in the organization, including mine.

What this actually required me to know

To make this work, I had to get much closer to how the business actually operates. Not how I assumed it operates. How it actually operates. That means understanding the full lifecycle from intake through underwriting, case management, risk management and account resolution. It means knowing which KPIs matter and why, which ones I might be missing and what drives enterprise value beyond internal performance.

It also means understanding the people who use our platform. A paralegal. An attorney. A healthcare provider. A revenue cycle manager. Where are the friction points in their experience? Where are we adding work instead of removing it? What does our sales cycle actually look like at each stage, and where is activity breaking down relative to close rates?

AI does not solve those questions for you. It amplifies how clearly you have already answered them. When your understanding is shallow, you scale mistakes. When it is deep, the system can analyze across more variables than any individual could and surface opportunities you would not have identified on your own. It may find a coding issue, a sales activity gap, an onboarding friction point or a margin opportunity. Depth of input determines depth of insight.

How I actually use it day to day

I still have seven direct reports. I still hold a standing Zoom with my leadership team every morning. What has changed is everything that happens around those touchpoints. I go into the system and prompt initiatives for each leader. I track where things are stalling. I surface anomalies in performance data before they show up in a meeting. I move from managing tasks to directing outcomes, and the system handles the coordination work in between.

The result is that I can advance multiple priorities simultaneously in a way that was not possible when every piece required me to move sequentially. I used to have to stop, connect with one division leader, suggest changes, move to the next one, suggest changes there and then try to get the two of them talking to each other. Now I can send it all out at once. That is not a minor efficiency gain. It fundamentally changes how fast the business can move.

To be precise about what this is: I am prompting the system and it is producing what I ask for. It is not acting independently. But it is allowing me to initiate, track and drive more than I could manage on my own.

The visibility it creates is the real advantage

Every organization has blind spots. Initiatives that go stagnant. Decisions that get delayed because no one has the full picture. Opportunities that never surface because attention is fragmented.

A system like this does not have those constraints. It tracks how long things actually take, not how long we think they take. It surfaces patterns that would otherwise take weeks of analysis to see. It gives me a level of continuous visibility across the business that is genuinely difficult to maintain manually, and that visibility changes how I lead.

My prediction is that this will not stay optional for long. Boards will build these systems. Investors will use them to evaluate performance. External stakeholders will have their own view into what is actually happening inside companies. Leaders who have already built this capability internally will be ahead of that curve. Those who have not will find themselves explaining gaps they did not know existed.

The real constraint is judgment

The question is no longer whether something can be built. It is whether it should be built, how it should work and what it should be directed toward. Those are leadership questions, not technical ones.

The leaders who thrive in this environment will not be the ones who understand the tools best. They will be the ones who understand their business, their customers and their operations clearly enough to direct those tools toward outcomes that matter. That clarity is the competitive advantage.

Key Takeaways

  • AI does not replace operational knowledge. It requires leaders to understand their business, customers and workflows in greater depth to produce informed outputs.
  • The value of AI in leadership is not automation alone. It is the ability to create visibility across initiatives and coordinate work at scale.
  • AI shifts leadership from sequential task management to directing systems and outcomes, allowing organizations to move faster without sacrificing oversight.

Inside our company, I have built what I think of as an AI executive copilot. It is integrated into how I manage the business every day, not something I check in on separately or run alongside my normal work. It is part of my normal work.

It connects to our CRM data, internal documentation and operational workflows. It monitors initiatives across divisions, tracks KPIs, flags risks and surfaces opportunities I might otherwise miss. When I need to push seven sales initiatives forward simultaneously, I prompt it to draft the relevant communications for the right people and move them to review. When I need visibility into treasury, finance and operations at the same time, I have it. I am not stopping to sequence through conversations one at a time. I am directing multiple things simultaneously in a way that was not possible before.

What surprised me is not what the system can do. It is what it demands from me as a leader.



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Why Do Enterprise Brands Avoid Testing Bold Ideas in Public?

Why Do Enterprise Brands Avoid Testing Bold Ideas in Public?


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • Challenger brands test messaging publicly. They co-create with communities. They adjust based on audience response. They learn while moving. Enterprise brands, meanwhile, are often trapped inside planning structures built around certainty.
  • The most effective organizations won’t replace planning with improvisation. They’ll build feedback loops into planning itself.

A new report surveying more than 300 enterprise FMCG marketers revealed a statistic that should concern every major brand leader: Only 1% of campaign ideas originate through testing-and-learning in public. Meanwhile, 41% still come from quarterly or annual planning cycles, and just 11% are driven by social or cultural insights.

That statistic helps explain why challenger brands continue to outperform incumbents in today’s attention economy. While enterprise organizations are still planning for culture, challenger brands are learning from culture in real time.

Increasingly, that difference is determining who wins.

Enterprise was built for control; culture wasn’t

For decades, enterprise marketing rewarded scale, consistency and risk management. Big brands controlled shelf space, dominated media buying and shaped consumer perception through carefully orchestrated campaigns.

Unfortunately, the way demand is created has fundamentally changed.

Today, discovery happens publicly. According to data from Socially Powerful, more than a third of enterprise FMCG marketers say social media and creators now drive more product discovery in their category than TV or search. At the same time, 86% say brand loyalty is weaker today than it was five years ago.

Consumers are increasingly less loyal by default. They’re influenced continuously by creators, communities, algorithms and online conversations happening at a pace traditional organizations simply weren’t designed to match.

That’s why challenger brands have become so dangerous — 7 in 10 enterprise marketers believe challengers outperform them on speed to market, from faster approvals to quicker creative production and publishing. But speed itself isn’t the real advantage. The real advantage is learning velocity.

Challenger brands test messaging publicly. They co-create with communities. They adjust based on audience response. They learn while moving.

Enterprise brands, meanwhile, are often trapped inside planning structures built around certainty. By the time a campaign survives approvals, legal reviews, stakeholder alignment and production timelines, the cultural moment it was designed for may already be over.

Culture ships daily. Most enterprises still operate quarterly.

Why most enterprise influence keeps resetting

One of the sharpest insights in the report is that enterprise influence still behaves like a burst. A campaign launches, attention spikes, engagement rises — and then everything resets once the spend stops.

That creates a costly cycle where brands repeatedly buy attention instead of building momentum.

The irony is that enterprise marketers already know where cultural understanding lives. According to the research, 81% agree that influencers understand culture and trends better than internal teams. Yet 62% still believe they can remain culturally relevant without fundamentally changing how they work with creators.

That contradiction explains why so much enterprise creator marketing still feels transactional.

Creators are often brought in late, after strategy is finalized, and used primarily for distribution. Challenger brands do the opposite.

They involve creators upstream as real-time intelligence networks that help shape positioning, messaging and product narratives while culture is still forming, allowing for a much quicker change of course should it be needed.

The incentive problem nobody wants to address

The challenge isn’t simply that enterprise organizations move slowly. It’s that most enterprise marketing systems were designed to reward predictability rather than learning.

When a brand manager presents a quarterly plan, success is often measured by how accurately results align with forecasts. Deviating from that plan can create operational complexity, even when the deviation is driven by genuine market insight. As a result, experimentation frequently becomes a side project rather than a core operating principle.

This creates a subtle but important asymmetry between incumbents and challengers.

Challenger brands are rarely expected to be right the first time. They are expected to discover what works through iteration. Enterprise brands, by contrast, often feel pressure to justify decisions before they reach the market. The consequence is that learning happens internally, while challenger brands learn externally.

The irony is that modern consumer behavior increasingly rewards the latter approach. According to Edelman’s Trust Barometer research, people place greater trust in peers, creators and individuals they perceive as authentic than they do in institutional messaging. At the same time, studies from McKinsey have consistently shown that consumers are more willing than ever to switch brands when presented with better value, convenience or relevance.

In other words, the market itself is becoming more dynamic while many enterprise operating models remain relatively static.

This is why the future competitive advantage may not be creative excellence alone, media scale alone or even data alone. It may be organizational learning speed: the ability to observe shifts in consumer behavior, test responses quickly and incorporate those learnings into decision-making before competitors do.

Ideally, brands should seek to combine the advantages of both systems. The proactive side handles traditional enterprise marketing launches, seasonal campaigns, retail moments and long-term brand planning. The reactive side operates continuously through creator partnerships, rapid experimentation, community feedback and ongoing cultural sensing.

The most effective organizations won’t replace planning with improvisation. They’ll build feedback loops into planning itself. Rather than treating strategy as a document that is reviewed quarterly, they’ll treat it as a living framework that evolves alongside consumer behavior. In practice, that means giving local teams more autonomy, shortening approval cycles, embedding creators earlier in the decision-making process and creating mechanisms for small-scale experiments to influence larger strategic decisions.

While allowing a reactive expansion of your brand may lead to some loss of autonomy, as trends are not always congruent with brand identity, it’s difficult to argue that either extreme is a sustainable model.

Acting like a challenger brand at enterprise scale can lead to inconsistency and an unreliable customer experience. Abandoning the challenger mindset entirely, however, is akin to rolling out the red carpet for emerging competitors.

The brands that win the next decade won’t necessarily be the loudest or the biggest spenders. They’ll be the ones capable of learning publicly while everyone else is still waiting for approval.

Right now, only 1% are built to do that.

Key Takeaways

  • Challenger brands test messaging publicly. They co-create with communities. They adjust based on audience response. They learn while moving. Enterprise brands, meanwhile, are often trapped inside planning structures built around certainty.
  • The most effective organizations won’t replace planning with improvisation. They’ll build feedback loops into planning itself.

A new report surveying more than 300 enterprise FMCG marketers revealed a statistic that should concern every major brand leader: Only 1% of campaign ideas originate through testing-and-learning in public. Meanwhile, 41% still come from quarterly or annual planning cycles, and just 11% are driven by social or cultural insights.

That statistic helps explain why challenger brands continue to outperform incumbents in today’s attention economy. While enterprise organizations are still planning for culture, challenger brands are learning from culture in real time.

Increasingly, that difference is determining who wins.



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The Finance Automation Problem Nobody Is Talking About

The Finance Automation Problem Nobody Is Talking About


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • Finance automation is delivering on efficiency for most companies, but what it isn’t delivering is control.
  • When automation expands across regions, business units and systems without clear enterprise-level ownership, it amplifies whatever fragmentation already exists.
  • To govern it, you must assign enterprise-level ownership, standardize where it matters most, tie every automation initiative to a capital outcome and build real-time visibility into the system.

Right now, core financial processes in your organization — approving payments, matching invoices, forecasting cash — are likely running continuously and largely without human intervention. That’s the promise of finance automation, and for most companies, it’s delivering on efficiency. What it isn’t delivering is control.

The problem isn’t that automation is failing. It’s that it’s succeeding inside structures that were never designed to support it at scale. When automation expands across regions, business units and systems without clear enterprise-level ownership, it amplifies whatever fragmentation already exists, whether that’s inconsistent cash visibility, gaps in controls or capital decisions made on incomplete data.

The window to get ahead of this is narrowing. According to Gartner, 70% of finance functions will use AI for real-time decision-making on operational costs and cash flow management by 2028. The organizations positioned to benefit from that shift are the ones governing it now.

Over 17 years working in solution architecture and pre-sales strategy across global enterprises, I’ve seen automation become a liability, and I’ve seen it become a strategic asset. The difference is almost never the technology.

Most finance automation governance failures share the same root causes. Addressing them doesn’t require a technical overhaul, but it does require deliberate decisions about ownership, standards and visibility. Here’s where to focus:

1. Assign enterprise-level ownership, not functional ownership

Finance automation cannot sit in a gray area between departments. When no single person owns performance, risk and outcomes across the organization, each business unit fills the vacuum with local decisions. The result is a patchwork of workflows and approval thresholds that looks efficient at the unit level and incoherent at the top.

I watched this play out in a global manufacturing organization that had rolled out automation region by region, with each business unit optimizing locally by adjusting thresholds, redefining workflows and customizing reporting. Processing times dropped. On paper, it looked like progress. But the CEO faced a different reality: inconsistent cash visibility across regions, conflicting KPIs and increasing audit complexity. Treasury decisions were being made on incomplete data.

Once the CEO mandated centralized governance, including standardizing processes, aligning KPIs and establishing clear accountability, the company reduced working capital variance within two quarters and significantly improved global cash forecasting accuracy.

The lesson for CEOs and entrepreneurs? Don’t let automation sit in a gray area. Name an owner with enterprise-wide authority and give them the mandate to match.

2. Standardize where it matters most

Effective standardization targets the areas that directly shape risk and capital — cash management, revenue recognition and payment controls — and leaves room for local variation everywhere else. These are the processes where inconsistency creates real exposure, including audit gaps, inaccurate forecasting and working capital surprises.

Siemens offers a useful example of what this looks like in practice. Facing a sprawling network of thousands of decentralized bank accounts across multiple time zones, Siemens Treasury made centralization the foundation of its transformation. It simplified processes first, then automated on top of that structure.

The result was a reduction in bank accounts and cash pools by more than 50% globally, a 70% drop in internal management effort and an automated cash application rate of 80%, contributing to more than $20 million in annual cost savings. The gains came from standardizing the right processes within a governed framework before scaling automation.

3. Tie every automation initiative to a capital outcome

Too often, automation initiatives are evaluated on processing speed. Speed is table stakes. What matters is whether a given initiative improves cash flow, reduces risk, accelerates acquisition integration or expands margins, and whether you can measure it.

According to a Bain & Company survey of nearly 900 automation executives, companies that invested most heavily in automation reduced process costs by 22%, compared to just 8% for laggards. The differentiator is governance, not the technology stack.

In a private equity-backed services company I worked with, the CEO treated finance automation as a growth lever from the start. Automation initiatives were scoped around a specific thesis: faster integration of acquisitions and tighter cash management across a growing portfolio. Post-acquisition integration timelines shortened, and the company improved EBITDA margins by streamlining financial operations across entities.

That’s the difference between automation as a tool and automation as a strategic asset. If an initiative can’t be connected to a strategic outcome, it’s likely adding complexity without value.

4. Build real-time visibility into the system

This is where governance either pays off or exposes its gaps. Real-time cash visibility is a reporting feature, as well as the condition under which every capital allocation decision gets made. Without it, you’re operating on lagging, inconsistent inputs and making investment decisions accordingly.

According to Capgemini’s World Payments Report 2025, inefficient cash management, including poor forecasting and lack of visibility, costs businesses nearly 7% of revenue annually. At scale, that’s a governance problem, and the fix runs deeper than a better dashboard.

It requires treating data as infrastructure — a single, consistent source of financial truth that runs through your automation framework rather than sitting adjacent to it. Governance should be embedded in how decisions are executed, not applied after the fact. When it is, you gain what every CEO actually wants: clear visibility into cash positions, exposures and exceptions across the enterprise, in real time, without chasing it.

Automation shapes decisions as much as it executes them

Finance automation is changing not only how work gets done, but also how your business operates. Done right, it builds durable capability, the kind that supports growth, resilience and long-term value creation.

Governing automation effectively frees your leadership team to focus on what actually drives value — strategy, market positioning and growth — rather than reconciling inconsistencies behind the scenes. At scale, that makes it your concern, not your CFO’s.

Key Takeaways

  • Finance automation is delivering on efficiency for most companies, but what it isn’t delivering is control.
  • When automation expands across regions, business units and systems without clear enterprise-level ownership, it amplifies whatever fragmentation already exists.
  • To govern it, you must assign enterprise-level ownership, standardize where it matters most, tie every automation initiative to a capital outcome and build real-time visibility into the system.

Right now, core financial processes in your organization — approving payments, matching invoices, forecasting cash — are likely running continuously and largely without human intervention. That’s the promise of finance automation, and for most companies, it’s delivering on efficiency. What it isn’t delivering is control.

The problem isn’t that automation is failing. It’s that it’s succeeding inside structures that were never designed to support it at scale. When automation expands across regions, business units and systems without clear enterprise-level ownership, it amplifies whatever fragmentation already exists, whether that’s inconsistent cash visibility, gaps in controls or capital decisions made on incomplete data.

The window to get ahead of this is narrowing. According to Gartner, 70% of finance functions will use AI for real-time decision-making on operational costs and cash flow management by 2028. The organizations positioned to benefit from that shift are the ones governing it now.



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I’ve Guided Companies Through AI Transformations for Years. This Is the Costliest Mistake I See Executives Making.

I’ve Guided Companies Through AI Transformations for Years. This Is the Costliest Mistake I See Executives Making.


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • AI washing happens when organizations celebrate faster response times, adoption rates and new platforms while the outcomes that actually matter — customer retention, employee experience, better decisions — quietly move in the wrong direction.
  • Before approving any AI initiative, leaders should be able to answer three questions: Will it improve the customer experience? Will it help employees do more meaningful work? Will it help leaders make better decisions? If the answer to all three isn’t yes, the investment is producing activity, not value.

Every company wants to be seen as an AI leader. That goal has created a bigger problem than many executives realize. I call it AI washing. It’s what happens when organizations spend more time promoting AI than proving its efficacy through measurable business outcomes.

I see it in executive meetings across industries. One leadership team proudly walked me through a long list of AI initiatives inside their company’s customer service operation. Response times improved. Automated routing reduced manual work. Every dashboard suggested the project was a success. Then I asked a simple question: What changed for your customers? At this, the room became quiet.

Customer satisfaction had slipped. Retention was moving in the wrong direction. Employees handled conversations more quickly, yet customers felt they were moving through a system rather than receiving help from people who understood them. The technology worked. The business outcome everyone cared about never improved.

That’s AI washing in action and, boiled down, it’s a leadership issue. The organization invested in AI, but the investment never translated into better customer or business outcomes.

After helping build Amazon Web Services and spending years guiding organizations through digital transformation, I’ve learned that AI creates value only when it improves the experience for the people you serve.

Stop measuring activity — start measuring outcomes

The customer service team I worked with wasn’t failing because the technology was bad. They were measuring the wrong things. Faster response times, lower handle times, and higher adoption rates all looked impressive on a dashboard, yet customer satisfaction and retention continued to decline. That experience taught me an important lesson. You shouldn’t base AI success on how much of it you deploy, but on what changes it precipitates.

Many organizations mistake implementation for transformation. They celebrate new platforms, pilot programs, and adoption rates while overlooking what matters most.

Measure what changed because of the investment

Did customers stay longer? Did employees spend less time on repetitive work and more time solving meaningful problems? Did leaders make faster, better decisions? Those are the outcomes that determine whether AI is creating value or simply creating more activity.

When leaders start with the business outcome instead of the technology, priorities become much clearer. The conversation shifts from “Which AI tool should we buy?” to “What business problem are we solving with this technology?”

Design AI around people

The customer service organization eventually changed its approach by redesigning the experience around customers instead of internal processes. Every decision came back to the customer. Does this change help the customers?

That shift produced far better conversations inside the company. Instead of focusing solely on efficiency, leaders began balancing customer experience with employee experience, leading to stronger business results. AI became a way to remove friction rather than simply automate tasks.

Every AI initiative should answer three questions before it moves forward:

When all three improve together, organizations create lasting value instead of temporary excitement.

Three steps to separate real AI strategy from AI washing

If you’re wondering whether your organization is creating real value or simply keeping pace with the latest trend, you don’t need another strategy session. You need an honest assessment.

Audit your biggest AI investments

Pull your three largest AI initiatives and ask one question. What measurably changed because of this investment? Resist the urge to talk about deployments or adoption rates. Focus on business outcomes. Did customer retention improve? Did employees save meaningful time? Did revenue grow? If you cannot answer those questions, you’ve found where your attention belongs.

Assign one accountable owner

Every successful transformation has someone responsible for the outcome. Review every AI initiative and make sure one leader owns the business result. When ownership becomes shared across multiple departments, accountability usually disappears. Clear ownership turns technology investments into measurable progress.

Talk to customers and employees before talking to another vendor

Ask customers whether they feel more understood than they did a year ago. Ask employees whether AI has made their work easier and more meaningful or simply more complicated. Those conversations will reveal more about the health of your AI strategy than another dashboard ever will. They will also tell you exactly where your next investment should go.

Measure what matters

AI will reshape every industry. That reality is already here. The organizations that benefit most will be the ones creating better customer experiences and delivering measurable business results.

Before approving your next AI initiative, ask yourself what will actually be different because of the investment. If you can answer that clearly, you’re building an AI strategy grounded in outcomes instead of appearances. That difference is what separates real transformation from AI washing.

Key Takeaways

  • AI washing happens when organizations celebrate faster response times, adoption rates and new platforms while the outcomes that actually matter — customer retention, employee experience, better decisions — quietly move in the wrong direction.
  • Before approving any AI initiative, leaders should be able to answer three questions: Will it improve the customer experience? Will it help employees do more meaningful work? Will it help leaders make better decisions? If the answer to all three isn’t yes, the investment is producing activity, not value.

Every company wants to be seen as an AI leader. That goal has created a bigger problem than many executives realize. I call it AI washing. It’s what happens when organizations spend more time promoting AI than proving its efficacy through measurable business outcomes.

I see it in executive meetings across industries. One leadership team proudly walked me through a long list of AI initiatives inside their company’s customer service operation. Response times improved. Automated routing reduced manual work. Every dashboard suggested the project was a success. Then I asked a simple question: What changed for your customers? At this, the room became quiet.

Customer satisfaction had slipped. Retention was moving in the wrong direction. Employees handled conversations more quickly, yet customers felt they were moving through a system rather than receiving help from people who understood them. The technology worked. The business outcome everyone cared about never improved.



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5 Unexpected Things High-Performing Women Do That Keep Them From Getting Promoted

5 Unexpected Things High-Performing Women Do That Keep Them From Getting Promoted


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • 20 years of research across 600+ Black women professionals shows external visibility has a negative relationship with promotion, while internal visibility and proximity to decision-makers are the strongest predictors of advancement.
  • Strategic presence beats industry profile: send monthly wins to leadership, choose work tied to decisions leaders are actively making and spend more time in front of executives than on panels.

I was in my early thirties, one of two Black women in a finance division of 200 staff. I spent an entire weekend preparing for a high-stakes strategic planning meeting. When my moment came, they said, “Let’s hear from somebody else. Tim.” Tim had no connection to the work. He spoke for ten minutes.

I pushed through. I said, “To complete my point,” and kept going. Two of my recommendations were adopted. The SVP said, “Good points. Let’s explore them.” That looked like a win. What it cost me told a different story. I left that meeting exhausted. Not from the work — from the effort required to be heard. That moment forced a decision. I stopped trying to prove I deserved to be in every room. I started choosing the rooms that deserved my presence.

Then I studied it.

Across more than 600 Black women professionals and 20 years of research, I expected external visibility to drive promotion. The data said otherwise. External visibility had a negative relationship with promotion rates. Not weak. Negative. Internal visibility and proximity to decision-makers were the strongest predictors of advancement.

We have always known this. Black women organizing the Montgomery bus boycott did not build power by being visible to the industry. They built it by being indispensable to the people who made decisions. My research confirmed what Black women have long practiced.

This is what I call the visibility paradox: the activities building your industry reputation can quietly stall your progress inside your company.

When visibility works against you

1. You build a strong external brand but stay invisible internally

One of my clients had done everything right on paper. She spoke on panels, published articles and had a recognizable name in her field. Yet inside her organization, decision-makers could not clearly describe what she solved. When promotion opportunities opened, her name never surfaced. Her external credibility was strong, but her internal positioning was thin.

Visibility only works when decision-makers connect your name to outcomes they care about.

Do this instead: Send a brief monthly update to leadership — not a status report, but what moved, what you solved and what’s next. Make your results visible to the people who determine what happens next. And if you lead a team, the promotion systems inside your organization are measuring the wrong things. If you aren’t tracking internal visibility as a performance indicator, you are measuring activity instead of advancement.

2. You say yes to visible work that carries little weight

After that conference room experience, I started paying closer attention to where visibility lived. Not all visible work creates advancement. Committees, planning groups and culture initiatives can create exposure but rarely influence strategy. They make you busy and visible without increasing your leverage.

You may feel obligated to say yes to every opportunity, take every assignment a peer puts on your plate and become the go-to reliable member of every committee. That drains you without moving you. Practice saying “let me think about that” before committing — it creates space between the ask and your answer.

Do this instead: Choose work tied to decisions leadership is actively making. If they are measuring it, funding it or reporting on it, that’s where your time belongs.

3. You invest in networking that builds reach, not influence

Broad networking creates connections. Strategic relationships create advancement. The research in my book showed that maintaining a large external network did little to increase promotion rates. What mattered more was proximity to decision-makers and sponsors who advocate for you in rooms you are not in.

One of my clients had spoken at four industry conferences, published three articles and been featured in her company’s marketing materials. When VP promotions were announced, her name was not on the list. We audited her calendar. Over six months, she had spent 95 hours building an external brand. She had spent four hours with executives. Four hours. That gap is where careers stall.

Do this instead: Build a small number of internal relationships with people who shape decisions and advocate for others when they are not in the room. That is sponsorship. Reach cannot replace it.

4. You focus on being seen instead of being known for results

In that meeting, I had the right answer, but that alone was not enough. Visibility often gets confused with performance. Being present does not automatically translate into advancement. Decision-makers look for patterns — they want to know what problems you consistently solve and how your work connects to outcomes they are accountable for. If your results are not clearly tied to business priorities, your visibility fades quickly.

Do this instead: Track your results and connect them directly to business priorities. Share that data with decision-makers regularly. The numbers do the talking, so you don’t have to fight for the floor.

5. You chase every opportunity to prove you belong

Before that moment, I tried to be in every room. Every meeting felt like an opportunity to demonstrate value. That approach spreads your energy thin. After that experience, I stopped trying to prove I deserved to be everywhere. I started choosing where my presence had the highest return.

Do this instead: Raise your hand for the assignment nobody wants but leadership cares about. Follow a high-stakes meeting with a clear summary and a recommendation. Make real work visible to the people who decide what happens next.

A better way to think about visibility

That conference room taught me something I had to learn the hard way. Visibility is not about fighting to be heard in every space — it is about making your value undeniable before you walk into the room.

The path forward is strategic presence: connect your name to solutions. Your next promotion will not come from your industry profile. It will come from what the right person believes you can solve next. And that person needs to see your work up close. Not your brand. Your work.

You can still build an external brand. It has value. Just understand that brand alone will not move you forward inside your organization.

And if you lead others, the question is not just where you are visible. It is whose visibility you are protecting. The research does not just tell us what to do differently. It tells us what to build.

Key Takeaways

  • 20 years of research across 600+ Black women professionals shows external visibility has a negative relationship with promotion, while internal visibility and proximity to decision-makers are the strongest predictors of advancement.
  • Strategic presence beats industry profile: send monthly wins to leadership, choose work tied to decisions leaders are actively making and spend more time in front of executives than on panels.

I was in my early thirties, one of two Black women in a finance division of 200 staff. I spent an entire weekend preparing for a high-stakes strategic planning meeting. When my moment came, they said, “Let’s hear from somebody else. Tim.” Tim had no connection to the work. He spoke for ten minutes.

I pushed through. I said, “To complete my point,” and kept going. Two of my recommendations were adopted. The SVP said, “Good points. Let’s explore them.” That looked like a win. What it cost me told a different story. I left that meeting exhausted. Not from the work — from the effort required to be heard. That moment forced a decision. I stopped trying to prove I deserved to be in every room. I started choosing the rooms that deserved my presence.

Then I studied it.



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How to Turn Your Real-Life Experience Into Established Authority

How to Turn Your Real-Life Experience Into Established Authority


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • The AIB Concept offers a clear, sophisticated and actionable blueprint for turning localized execution into international prestige and premium market dominance.
  • When your raw commercial expertise is translated into the universal, undisputed language of validated science, it effortlessly breaks through geographical, cultural and competitive barriers.
  • Traditional digital marketing can open the door for your business, but it is scientific validation that keeps that door open permanently.

For ambitious entrepreneurs, scaling past a certain threshold often reveals an invisible glass ceiling. You conquer your regional market, build a stellar track record of execution, and establish ironclad local trust. But the moment you attempt to break into premium market segments, attract institutional partners, or position your brand at a world-class tier, the rules of engagement change overnight.

Suddenly, your decade of hands-on experience is competing with endless digital noise. In an era of aggressive marketing campaigns and unverified commercial claims, “visibility” has lost its premium status. The modern global marketplace — flooded with self-proclaimed experts and repetitive sales pitches — has grown deeply skeptical.

Today, the ultimate currency for high-end market positioning and sustainable corporate growth is not just an increased marketing budget; it is scientific validation and intellectual thought leadership. To bridge this structural gap, forward-thinking business leaders are turning to a sophisticated, proprietary framework: The AIB (Academia-Industry Bridge) Concept.

The AIB Concept is a premium branding protocol that systematically decodes an entrepreneur’s practical, on-the-ground expertise and translates it into globally recognized, scientifically backed authority. Here is a deep dive into how this protocol serves as the ultimate marketing and branding catalyst for modern entrepreneurs.

Moving beyond surface-level marketing

When a business enterprise or an entrepreneur relies solely on traditional marketing funnels, their brand reputation remains entirely subjective. Testimonials, reviews and standard case studies are undoubtedly valuable, but they are increasingly viewed by sophisticated, high-net-worth clients as carefully curated anomalies.

Premium clients, institutional venture capitalists and multinational corporate partners do not just buy what you do; they demand to know the exact blueprint of how you do it. They actively look for standardized frameworks, structured methodologies and empirical, unassailable proof. In every high-stakes negotiation, they ask:

  • Is this operational process truly standardized, or is it reliant on individual luck?
  • Are these corporate results measurable, predictable and fully replicable?
  • Does this brand possess true intellectual sovereignty over its domain?

By implementing the strategic AIB Concept, you shift the business narrative entirely. You stop fighting in the crowded, low-margin arena of “who shouts the loudest” and enter the exclusive, high-value tier of “who defines the industry standard.”

The 4-step AIB branding protocol

To effectively transform raw, localized industry experience into an elite, scientifically validated brand identity, entrepreneurs must execute a deliberate, four-stage transition:

Every elite entrepreneur operates on implicit, internal systems — unique decision-making matrices, proprietary workflows and operational nuances that drive their daily success. However, this genius often remains uncodified. The first step of the AIB protocol is to isolate these invisible variables. By extracting your practical expertise and separating it from daily operational chaos, you transition from a skilled operator to a conceptual innovator. You begin to see your business not just as a revenue generator, but as a methodological breakthrough.

2. Scientific codification

Anecdotes inspire audiences, but empirical data convinces markets. Moving from localized commercial success to unquestioned global authority requires a strict academic and research methodology. Through the AIB framework, your proprietary industry methods are codified into structured research papers, comprehensive analytical case studies and peer-reviewed insights. When your business methodology is officially indexed on elite intellectual platforms, your authority becomes completely decoupled from your physical presence and geographic location.

3. Strategic brand transition

Once the empirical, scientific foundation is firmly laid, your outward marketing narrative must undergo a radical evolution. Before executing the AIB protocol, your branding likely focused on “years in business,” “customer satisfaction” or standard marketing rhetoric. Post-AIB, the narrative pivots entirely to “the proprietary protocol,” “evidence-based frameworks” and “measurable outcomes.” Your dialogue with the market elevates from a basic sales pitch (“Trust our experience”) to an authoritative statement (“Review our globally validated methodology”).

4. Institutionalizing the corporate legacy

True intellectual authority is not built through a one-time media campaign or a single press release; it is an ongoing feedback loop between the rigorous discipline of academia and the agile execution of industry. By consistently feeding your real-world industry insights into structured research environments, your corporate entity ceases to be viewed as a mere service provider or product manufacturer. Instead, it becomes an institutional industry benchmark — a reference point that competitors are forced to study.

The strategic power of a “scientist-entrepreneur”

In the realm of personal branding, the AIB Concept introduces a powerful psychological shift in market perception. It positions the founder not just as a standard business owner or CEO, but as a scientist-entrepreneur. This elite alignment perfectly mirrors the principles of “Quiet Luxury” — a sophisticated branding philosophy that rejects loud, aggressive self-promotion in favor of understated, undeniable authenticity and deep substance.

On a corporate level, an AIB-driven brand enjoys an unfair competitive advantage in the market. When your real estate, hospitality, financial, manufacturing or engineering projects are backed by documented scientific validation, your sales cycle shrinks dramatically. You are no longer wasting time convincing a skeptical client; your validated, peer-reviewed methodology does the heavy lifting for you during negotiations.

Furthermore, this intellectual positioning turns your company into an absolute magnet for top-tier, elite talent. High-performing professionals and industry innovators do not want to work for ordinary companies; they want to align themselves with organizations that operate at the cutting edge of global industry development and scientific thought.

The bottom line

In the hyper-competitive modern entrepreneurial landscape, the ultimate sustainable advantage belongs entirely to those who write the rules and define the metrics, not those who merely follow them.

The AIB Concept offers a clear, sophisticated and actionable blueprint for turning localized execution into international prestige and premium market dominance. When your raw commercial expertise is translated into the universal, undisputed language of validated science, it effortlessly breaks through geographical, cultural and competitive barriers. Traditional digital marketing can open the door for your business, but it is scientific validation that keeps that door open permanently.

Key Takeaways

  • The AIB Concept offers a clear, sophisticated and actionable blueprint for turning localized execution into international prestige and premium market dominance.
  • When your raw commercial expertise is translated into the universal, undisputed language of validated science, it effortlessly breaks through geographical, cultural and competitive barriers.
  • Traditional digital marketing can open the door for your business, but it is scientific validation that keeps that door open permanently.

For ambitious entrepreneurs, scaling past a certain threshold often reveals an invisible glass ceiling. You conquer your regional market, build a stellar track record of execution, and establish ironclad local trust. But the moment you attempt to break into premium market segments, attract institutional partners, or position your brand at a world-class tier, the rules of engagement change overnight.

Suddenly, your decade of hands-on experience is competing with endless digital noise. In an era of aggressive marketing campaigns and unverified commercial claims, “visibility” has lost its premium status. The modern global marketplace — flooded with self-proclaimed experts and repetitive sales pitches — has grown deeply skeptical.

Today, the ultimate currency for high-end market positioning and sustainable corporate growth is not just an increased marketing budget; it is scientific validation and intellectual thought leadership. To bridge this structural gap, forward-thinking business leaders are turning to a sophisticated, proprietary framework: The AIB (Academia-Industry Bridge) Concept.



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How Transparency Helps You Win Better Capital, Not Just More

How Transparency Helps You Win Better Capital, Not Just More


Opinions expressed by Entrepreneur contributors are their own.

Key Takeaways

  • The fastest way to lose support from investors is to hide the challenges you face along the startup process. Credibility is not built by perfection, but through clarity.
  • The leaders that people trust are the ones who treat disclosure like a habit and not like a negotiation tactic. They set a real plan, communicate it clearly and stay honest about where they are on that path. They understand that people are afraid of surprises, not difficulties. Fundraising is no different.

I once sold a home in Las Vegas, and the required disclosure of everything that was wrong with the house ran 52 pages. I had to put myself in the buyers’ shoes when they came to view the house. I went as far as documenting where the ants come in when it rains because I did not want them to sue me. That is what disclosure looks like when you are serious about trust. Fundraising is no different.

The fastest way to lose support is to hide obstacles. Credibility is not built by perfection, but through clarity. The leaders that people trust are the ones who treat disclosure like a habit and not like a negotiation tactic.

When you are not transparent, people find out

I cannot emphasize transparency enough, especially with early-stage investors. If they understand your obstacles and you are honest, it has been my experience that the investor is rooting for you, especially if they are interested in the mission.

But entrepreneurs do something that is completely backwards. They think the way to earn support is to make everything sound smooth. They talk like nothing is wrong. Then the first obstacle hits, and everyone realizes the story was carefully edited — either it was not true or it was incomplete. When you are not transparent, people find out.

The truth is, the people in your company are pioneers with you. If you want them to support you through the hurdles in the beginning, you must let them see the full picture — both the good and the bad.

State the obstacles plainly, without making excuses

If you have an idea whose time has come that is of tremendous interest to investors, you should tell them, “Look, if I can just overcome these three obstacles, then this is how big this can become.” They would want to know that, rather than hear that everything is fine.

So, the first discipline is simple: Do not hide the obstacles. Say them. Not in a dramatic way. Not as a plea. Just as the reality of the road ahead. I have found that clarity has a sequence.

First, communicate the potential bigness of your idea. How imaginative are you? That is what people are interested in. They are interested in the extraordinary.

Then be transparent about the barriers and what lies ahead so that the support that has been gathered can remain through the inevitable barriers and obstacles that are to come.

Define the milestones you control

People lose trust when they realize you do not have a plan or you cannot explain how their investment would be used. I have seen this in real cases. It usually shows up at the moment a founder must explain how the next stage actually gets unlocked.

In one case, the first thing we had to do was have the shareholder, who was going to become the sole owner, buy out his partner. The partner did not want the long-term plan. He was older and wanted to retire. The partner was simply an obstacle to the future plan.

Once that partner was bought out, the company was in a position to execute the next set of plans, which involved taking on new partners and investors.  That is what leaders do. They name the obstacle, and turn it into a milestone.

When talking to investors, it is important to ask:

  • What is important to them?
  • What is the plan to expand the value of the company?
  • How much value can we reasonably expect years later?
  • What is the rate of return?

If you cannot explain the milestones, why those investment dollars matter, what the estimates are and what effort is required to make those milestones, you are going to have a very difficult time raising the money at all.

And here is the part leaders avoid saying out loud — even when the plan is solid, there is often a trough.

That is why your milestones must be concrete, and your communication must be disciplined. If you do not define the milestones you control, every hard moment becomes debatable.

Put the documents there and treat ownership like manhole covers

There is investor protection in an exchange environment. All the necessary disclosures must be contained in the requisite documents, resulting in transparency, which will ultimately increase the share price.

This matters for fundraising because leaders could do something else that kills trust — they treat ownership like a casual tool. People throw their entrepreneurial shares around like feather pillows — “Oh, what’s the deal going to be, 80/20?”

We look at shares of an entrepreneurial company like manhole covers. You do not want to throw them around.

If you are sloppy with your own ownership, casual with your own disclosures or constantly revising the story because you are negotiating instead of communicating, the investing public will see right through it. 

So, the third discipline is disclosure. Put the paperwork together. Ensure the correct documents are present. Explain what you are doing and why.

The point is to avoid one person controlling your terms and the dilutive effect on your earlier investors and on you as the entrepreneur.

Set the vessel, tell the truth and stay on the path

Over the years, I have seen a consistent difference between leaders who stay supported and leaders who lose trust halfway through the journey.

The leaders who endure are the ones who take the time to set a real plan, communicate it clearly and stay honest about where they are on that path. They understand that people are afraid of surprises, not difficulties. 

Fundraising is no different. The leaders people trust do not pretend the ants do not exist. They document where the ants come in when it rains.

Key Takeaways

  • The fastest way to lose support from investors is to hide the challenges you face along the startup process. Credibility is not built by perfection, but through clarity.
  • The leaders that people trust are the ones who treat disclosure like a habit and not like a negotiation tactic. They set a real plan, communicate it clearly and stay honest about where they are on that path. They understand that people are afraid of surprises, not difficulties. Fundraising is no different.

I once sold a home in Las Vegas, and the required disclosure of everything that was wrong with the house ran 52 pages. I had to put myself in the buyers’ shoes when they came to view the house. I went as far as documenting where the ants come in when it rains because I did not want them to sue me. That is what disclosure looks like when you are serious about trust. Fundraising is no different.

The fastest way to lose support is to hide obstacles. Credibility is not built by perfection, but through clarity. The leaders that people trust are the ones who treat disclosure like a habit and not like a negotiation tactic.

When you are not transparent, people find out

I cannot emphasize transparency enough, especially with early-stage investors. If they understand your obstacles and you are honest, it has been my experience that the investor is rooting for you, especially if they are interested in the mission.



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How Transparency Helps You Win Better Capital, Not Just More Read More »