Restaurants in 2024 tend to be filled with Instagramable spots and a robust menu that can appeal to a variety of TikTok trends. But the new Italian bistro, Cotoletta, in Miami’s Coconut Grove neighborhood, has become a buzzy new addition to the Magic City’s scorching-hot dining scene because of its decidedly pared-back approach.

The menu only offers one entrée, the Cotoletta alla Milanese.

The restaurant opened last week, serving its single, perfected veal cutlet, and has garnered much fanfare. The dish is based on the classic Veal Milanese and is served with a side.

Related: Want to Open a Restaurant? Here’s a Step-By-Step Guide

Restaurateur Andrea Fraquelli of 84 Magic Hospitality told the Miami Herald that the simplicity adds a “human touch” to dining.

“We’ve all had Cotoletta alla Milanese before, but rare in the way the Milanese intended,” he told the outlet. “It’s been imitated and altered over the years, but here, we’re focused on doing justice to this dish.”

Cotoletta offers a prix fixe menu for two at $80 that includes Cotoletta alla Milanese and a choice of side: pasta, fries, or salad. Desserts are $9 each, and there’s also a wine list.

Related: An Ivy League Sophomore Says He Found a $105,000 Side Hustle: Selling Coveted Restaurant Reservations

We are less than two weeks from the election that will decide who will occupy the White House and fill vacant Senate seats, governors’ mansions and countless local offices. Whether you realize it or not, how you vote can influence the success or failure of your small business.

Tempting as it may be to pick candidates whose ideology and political leanings mirror your own, as a small or medium-sized business (SMB), your vote shouldn’t be driven by emotion alone. Instead, it should be a strategic decision that could have a bearing on the health of your business, including its cash flow, the health and well-being of your employees, your community and even the economy at large.

But how do you do this when the most abundant source of information on all candidates — mainstream media — leads with inflammatory headlines designed to create divisions and confuse voters? Although it contradicts how most of us have traditionally voted, I encourage you to gather intelligence and focus on the policies that best support SMBs.

Whether you own a café, a clothing boutique or a startup business you run from the comfort of your home, beyond the big issues that have the potential to turn otherwise pleasant conversations into heated debates, it’s crucial to understand how tax policies, regulations, healthcare and trade tariffs can make or break your business.

Related: How the 2024 Election May Impact Interest Rates

In my work as a strategic advisor to both SMBs and Fortune 100 companies, I’ve seen firsthand how an understanding of candidates’ platforms and voting on the issues not often discussed on the campaign trail and in interviews has more of a direct impact on the success of their organizations.

Most business owners — small or large companies — share the same concerns: managing cash flow, keeping abreast of regulatory changes and benchmarking against the competition, all with an eye on expansion.

We can’t avoid the histrionics in most mainstream media (particularly during a contentious election), but remember, most of it is just noise. The real issues that matter to your business are being financially stable, having access to resources, and being able to adapt in a dynamic business environment — even amid a crisis.

If you’ve considered hiring an advisor, it’s easy to confuse the work I do with that of a business coach. While business coaches focus on personal development and team dynamics, the job of a strategic advisor is to help set long-term goals, stay on mission, and show business owners and CEOs how to lead with empathy.

Related: Survey: Small Business Owners Are Following Election Closely

Beyond the hot-button issues

“In this world, nothing is certain but death and taxes” — Benjamin Franklin

Few statements more accurately reflect life in a capitalist society. While we can’t avoid them, how tax policies (corporate tax rates, deductions and/or incentives) are structured can directly influence how much money you have to reinvest in your business.

For example, both presidential candidates discuss tax policies that will support large corporations in various ways. However, you shouldn’t infer from their rhetoric that their campaign promises imply a trickle-down effect on smaller businesses.

Where does your candidate stand on tax credits for recruitment, business expansion, and deductions? Whether you own a “mom and pop” shop or you’re the CEO of a multinational Fortune 500 corporation, the goal is the same: to retain more of what you earn.

Here are some things you should be considering as you head to the polls on November 5th.

Related: This Election Season Full of Deepfakes, Doubts and Disinformation Should Motivate You to Do Your Own Research — Here’s How to Uncover the Truth

Regulations

Regulations are in place for a reason: to protect consumers and the environment, ensure workplace safety, promote equity, and more. Setting regulations isn’t as easy as it sounds.

Overregulating an industry can hamper innovation, making it difficult for a business to stand apart from its competition. Under-regulation, by contrast, can favor larger corporations with more resources than bootstrapped businesses and startups. Deregulation is its own can of worms. After all, it benefits all businesses in one way: it reduces bureaucracy and oversight, but it can also reduce protections for the environment and consumers. So, there’s a lot to consider when it comes to where candidates stand on regulations.

For example, in heavily regulated industries such as manufacturing, healthcare, food service and others, you want policies that create a level playing field and protect your customers, but that won’t overwhelm SMBs with administrative red tape. Talk about a balancing act.

Access to capital

Whether you’re a startup, looking to expand, or just replace outdated equipment, access to capital can be a life saver for a small business. In addition to lines of credit with a bank, many small businesses turn to the Small Business Administration (SBA).

For example, in 2022, the SBA loaned $44 billion to 60,000 U.S.-based small businesses. If you were considering applying for a small business loan, do you know where your candidate stands on supporting SBA-backed loans?

Healthcare costs

Healthcare accounts for a significant outlay of cash for many business owners. To stay competitive in recruitment, regardless of a business’s size, it means offering health insurance for employees and their families.

Although seen as a necessary benefit, healthcare costs can cripple a small business. It makes sense to consider a candidate who offers a practical approach to reducing healthcare costs without compromising the quality of care you’re able to provide staff members.

As premiums and prescription medication costs continue to rise, offering such an important benefit can be a serious pain point for small businesses. As such, knowing where candidates stand on healthcare reform is critical.

For example, candidates who support providing tax credits for businesses that provide healthcare can help SMBs lower these costs. One candidate believes in reforms to the Affordable Care Act (ACA), while another supports solutions like Medicare expansion. Which one is right for you and your business?

Labor laws and minimum wage

Among other labor issues, each candidate approaches paid leave requirements differently. A candidate who advocates for balanced labor laws — ones that protect employees while also considering the realities of small business operations — can ensure your employees’ rights are protected while also ensuring profitability for you.

Although noble to advocate for higher minimum wages, for the small business owner who relies on lower-wage employees to fill certain positions, such an increase can mean the difference between success and failure.

An alternative is increasing the minimum wage moderately, and this could be complemented by incentives for businesses that create new jobs or offer training programs. It’s essential to evaluate these policies through the lens of your business’s long-term goals.

Trade and tariff policies

Trade policies are inherently complex, but that’s no reason to bury your head in the sand. Knowing where your candidate stands on international trade can allow you to predict better how their policies will affect your supply chain and, ultimately, your ability to be in the black.

Restrictions and changing international agreements can impact your operating expenses and control how competitive you are in a global marketplace.

Some candidates may support tariffs or trade restrictions to protect domestic industries. This makes sense. While it can benefit certain sectors, it can also drive up the cost of imported materials for many industries.

Free trade agreements may be an option as it helps reduce barriers to international commerce, making it more cost-effective for SMBs to source materials or export overseas. But are the benefits reciprocal to the other countries involved, and moreover, how important is this to you?

Why your vote matters

It’s easy to get pulled in by headlines and even easier to be swayed by a candidate’s views on things that we all feel are important. However, as a small business owner, your vote is not just about personal preferences. It’s about going with the candidate whose policies will allow your company to succeed and thrive — particularly in these uncertain economic times.

Directors and Officers (D&O) insurance — which protects business leaders from personal losses if they are sued due to their decisions made on behalf of the company — is a critical component of risk management for businesses of all sizes. Small to mid-size businesses (SMBs) and non-profits, in particular, face growing pressure to secure this coverage as they navigate regulatory complexities, market volatility and increased exposure to lawsuits. The outcome of the 2024 election will likely shape the Directors & Officers insurance market in several key ways, particularly through changes in regulatory frameworks, litigation risk and corporate governance expectations.

1. Regulatory and compliance pressures

D&O insurance premiums are heavily influenced by the regulatory environment that business leaders operate within. Regulatory enforcement and new compliance requirements can significantly increase the exposure of directors and officers to lawsuits and regulatory actions, impacting the cost and availability of Directors & Officers insurance.

Republican influence: If Republicans gain control, we could see a rollback of certain regulations, particularly in sectors such as finance, healthcare and environmental protection. Reduced regulatory enforcement may lower litigation risks for directors and officers, which could stabilize or even reduce the cost of Directors & Officers premiums for SMBs. However, less regulation could also lead to greater public scrutiny and private litigation, which could offset some of these benefits, especially in industries where consumers or shareholders are more likely to take legal action in response to perceived misconduct. This could potentially affect non-profits more than most businesses.

Democratic influence: A Democratic victory could lead to more robust regulatory enforcement, especially in areas like environmental compliance, data privacy and corporate governance. This increased regulatory pressure may heighten the risks for directors and officers, making the cost of Directors & Officers insurance more expensive and harder to secure. SMBs, which often have less robust compliance programs than larger corporations, could see a significant uptick in the cost of their Directors & Officers premiums in the elevated risk of regulatory actions and lawsuits.

Related: Do You Have the Right Insurance for Your Business? Here’s How to Understand Your Options

2. Litigation risk and corporate accountability

D&O insurance protects business leaders against lawsuits from shareholders, employees, competitors and regulatory bodies. The legal landscape that shapes these risks can shift dramatically based on political control, impacting the frequency and severity of claims filed against directors and officers.

Republican influence: A more business-friendly environment under Republican leadership may reduce the overall litigation risk for companies, potentially easing the burden on Directors & Officers insurers. There may be fewer regulations and less aggressive enforcement of corporate accountability laws, resulting in lower claims activity. This could translate into lower premiums for SMBs, as insurers face reduced risk of large payouts.

Democratic influence: A Democratic-led administration could lead to increased accountability measures, such as more aggressive oversight on Environmental, Social and Governance (ESG) issues and expanded legal protections for employees and shareholders. These policies could lead to a higher frequency of lawsuits, particularly around issues of corporate governance, labor practices and climate-related risks. As a result, Directors & Officers insurers may raise premiums or tighten underwriting standards, especially for SMBs that might not have the same level of risk management resources as larger companies.

3. ESG (Environmental, Social and Governance) considerations

The push for stronger ESG standards has already begun influencing the Directors & Officers insurance market, with insurers increasingly focusing on how companies manage risks related to climate change, diversity and corporate ethics. The 2024 election could either accelerate or slow down this trend, affecting how D&O policies are priced and underwritten.

Republican policies: A Republican administration may downplay the importance of ESG regulations, reducing the pressure on businesses to meet stringent ESG criteria. This could lead to fewer claims related to ESG failures, keeping the cost of Directors & Officers insurance premiums lower for businesses not heavily invested in ESG compliance. However, directors and officers may still face reputational risks, which could result in private litigation even in the absence of regulatory enforcement.

Democratic policies: A Democratic government is likely to intensify the focus on ESG issues, increasing the expectations placed on directors and officers to ensure that their companies comply with environmental standards, social justice initiatives and governance reforms. This heightened scrutiny could lead to more claims being filed against directors for failing to meet these expectations, pushing up the cost of Directors & Officers insurance premiums even higher for businesses seen as lagging in ESG efforts. SMBs, in particular, may struggle to meet these requirements, further increasing their risk exposure. This may become an added benefit or consequence for non-profits depending on their market and mission.

4. Cybersecurity Risks and D&O Insurance

Cybersecurity is an area of growing concern for directors and officers, especially in an increasingly digital world. The exposure to lawsuits stemming from data breaches, ransomware attacks and failure to protect sensitive customer information is on the rise, and D&O policies are evolving to address these risks.

Republican Influence: A Republican administration may adopt a lighter regulatory touch when it comes to cybersecurity, focusing more on voluntary guidelines rather than strict enforcement. While this could reduce immediate compliance costs for businesses, it may increase litigation risk if cyberattacks lead to major breaches and subsequent shareholder lawsuits. Directors and officers could still be held personally liable for failing to implement adequate cybersecurity protections, which could impact the cost of Directors & Officers premiums.

Democratic Influence: A Democratic administration may impose stricter regulations around data privacy and cybersecurity. This could lead to greater liability for directors and officers, especially if their companies suffer breaches or fail to meet enhanced security standards. Insurers may respond to this heightened risk by raising the cost of Directors & Officers premiums, particularly for businesses in sectors that are frequent targets of cyberattacks, such as healthcare, finance, and retail.

October is National Cyber Security month and a great time to audit your online security. During this annual event, government and cybersecurity leaders and the insurance community, come together to raise awareness about the importance of cybersecurity. If you want to audit your cybersecurity, here are nine essential cybersecurity controls you can implement to manage your exposure.

Related: 5 Tips for Business Owners to Control Insurance Premiums

Navigating the D&O insurance landscape post-election

For small and mid-size businesses and non-profits, the D&O insurance market is likely to experience significant shifts depending on the outcome of the 2024 election. The regulatory environment, litigation landscape and corporate governance expectations will play a critical role in shaping the cost of Directors & Officers insurance.

Regardless of the election outcome, SMBs should prepare for potential changes by reassessing their risk management strategies and ensuring that their directors and officers are well-protected against evolving risks. Working closely with insurance brokers to tailor D&O coverage to the specific needs and vulnerabilities of the business will be crucial in maintaining effective coverage at a reasonable cost in the post-election environment.

In the best-case scenario, a side hustle could turn into a multimillion-dollar business that generates a passive income stream — but at the very least, starting a side gig could help pay some bills.

A new survey from personal finance software company Quicken shows that almost half (43%) of Americans with a side hustle, or an extra source of income added to a primary income, make more money and clock in fewer hours overall than those without a side hustle.

The three most popular side hustles pursued by those who work less and make more money were personal assistance (20%), cooking and baking (16%), and caregiving (16%). One in five people with side hustles said they were business owners, too, selling products online or offering services like photography.

The majority of people with side hustles (82%) said starting a side gig helped them financially, and kept them from living paycheck to paycheck. Most with side hustles (57%) had savings equal to at least four months of living expenses.

Related: Side Hustles Are Soaring as Entrepreneurs Start Businesses Working Part- or Full-Time Elsewhere, According to a New Report

The survey also found that, for younger side hustlers, a way to an extra income doubles as a path to becoming more employable. 44% of Gen Z (born between 1997 and 2012) choose to start a side hustle in order to obtain skills for long-term careers, much higher than the overall 18% of Americans who started a side hustle with the same motivation.

Quicken conducted the survey online, gathering responses from more than 1,000 Americans.

Additional research on side hustles, released in August by NEXT Insurance, showed that three out of five people bring in less than $1,000 monthly in side income, while 22% make $1,000 to $10,000 a month, and 15% make more than $10,000.

Related: Starting a Side Hustle Should Come With a Warning Label — Here’s What You Need to Know

Barbara Corcoran still thinks now is the “very best time” to buy a house. But you only have one month.

The real estate maven and “Shark Tank” star posted a warning to Instagram on Thursday for people waiting to jump into the real estate market.

Related: Barbara Corcoran Says This Is the One Question to Ask Before Selling Your Home

“I’m here to tell you, you have one month to buy a house,” Corcoran said in the video. “One month!”

Corcoran noted when the Fed cut interest rates, everyone expected mortgage rates to follow suit, but that has not happened yet. In fact, they’ve gone up, which has taken a lot of buyers out of the market.

“Everyone’s moved to the sideline,” she added, “taking a wait-and-see attitude.”

The “uncertainty in the market” is caused by a lack of inventory, persistent inflation, high interest rates, and the upcoming election, so many would-be buyers are pausing their home-buying dreams. However, she said, this is the time when you can “find the best deals” because there will be “someone out there who will take a bid because they are uncertain, too.”

Related: ‘Not a Big Deal’: Barbara Corcoran Says the NAR Ruling Hasn’t Had Much of an Impact So Far

“If you are planning on waiting a year and seeing where interest rates go, you are out of your mind,” she added. “There’s not enough houses.”

She also noted that, like this year, prices will go up another 5%.

For entrepreneur and investor Daymond John, deciding which projects he chooses to put his time, energy and money behind comes down to one thing: making a positive impact on the world.

In 2020, he created Black Entrepreneurs Day (BED), wanting to do something to uplift Americans who were aching in the aftermath of George Floyd’s murder. “People were in the streets burning businesses when I said they should be building them,” John told Entrepreneur. “So I called friends in business and some great brands to see what we could do to empower people, and show them how we were able to overcome struggles and find success.

“What started as a virtual call from Daymond’s basement has now become an annual in-person event featuring some of the most accomplished people who live at the intersection of business and culture. The 5th Annual Black Entrepreneurs Day is taking place on Friday, November 22 at the Fox Theater in Atlanta, and will feature a slate of guests including Kelly Rowland, Flavor Flav, Charlamagne tha God, Olympic gymnast Jordan Chiles and many others. In-person and streaming tickets are free and can be ordered at blackentrepreneursday.com.

Related: How Daymond John Went From Selling T-Shirts on the Street to Running a $350 Million Company

BED isn’t just in the business of inspiring entrepreneurs, it is also in the business of funding them. From October 24 to November 1, entrepreneurs can apply for a $25,000 Powershift Grant. (Apply here.) Along with partners JPMorgan Chase, Hilton, T-Mobile for Business and Constant Contact, a total of $100,000 in grants will be given to small business owners.

So what does it take to earn the trust and support of BED’s investors and win one of those grants? We asked and “The People’s Shark” himself.

When someone is pitching you, what do you want to hear that makes you say, “I want to give my money to this person”?
You want to hear them ask and answer the three questions: 1. Why me? 2. Why now? 3. And why this? You’re going to talk about who you are, what you’ve been through and why you decided to do this business. You saw a pain in the market or you want to bring somebody joy. And then we want to know that you know your numbers. We want to hear how obsessed you are with your customers. We want to know that you’re moving and shaking, you’re agile and you’re changing with the times. You’re working with AI. You’re making sure you’re employing people from your community. If you have a real passion for it, it’s infectious. It’s kind of like, “Man, I want to know this person. I want to root for them because they are somebody who’s going add value to people’s lives.”

What advice would you give to a young Daymond John?
I would say to a younger me that you already know the branding. You’re obsessed with your culture. You’re obsessed with the product. You want to make the best clothes ever. But you won’t be able to run this business and keep it sustainable if you don’t learn your numbers. What are the costs of goods? Who do you sell to? How many people do you need to employ? What number do you need to get to to be at your margins? Do you have the business structure for someone to be able to invest or are all your receipts in a shoe box? That’s what I would have told my younger self.

If you were starting today and had just $1,000 in your bank account to work with, what would you do?
I would start with the homework of asking “What am I trying to solve?” And then I start with the OPMs. That stands for Other People’s Mindpower, Manpower, Manufacturing, Marketing, Money. I don’t spend my thousand dollars, I’m going to borrow their OPM. And then I’m going to study for six months or a year to figure out how I can get into this market and help solve the problem. And then DM 50 people a day looking for funding, mentorship and collaboration. I’m not going to use my thousand dollars. I’m going to try to use everything else.

Applications for BED’s Powershift Grant are being accepted from October 24 to November 1.

Salesforce CEO Marc Benioff has been highly critical of Microsoft’s AI efforts this month, even going on a podcast to call Copilot “disappointing.” Now the drama continues as Benioff criticizes Microsoft’s AI for businesses.

On Monday, Microsoft announced new AI agents that can act on a company’s behalf for sales, finance, and customer service tasks. But based on Benioff’s tweet the next day, he still thinks Salesforce can beat Microsoft at AI.

Salesforce’s CEO wrote in a Tuesday post on X that Microsoft pitching its Copilot AI as “agents” signaled “panic mode.”

“Let’s be real—Copilot’s a flop because Microsoft lacks the data, metadata, and enterprise security models to create real corporate intelligence,” Benioff wrote. “That is why Copilot is inaccurate, spills corporate data, and forces customers to build their own LLMs. Clippy 2.0, anyone?” Clippy was the office assistant that Microsoft pulled in 2007.

Benioff then pushed Salesforce’s Agentforce, a set of AI agents customized for sales, marketing, and customer service tasks, as an example of “what AI was meant to be.”

Microsoft rebranding Copilot as ‘agents’? That’s panic mode. Let’s be real—Copilot’s a flop because Microsoft lacks the data, metadata, and enterprise security models to create real corporate intelligence. That is why Copilot is inaccurate, spills corporate data, and forces… pic.twitter.com/fBRFoVhWOG

— Marc Benioff (@Benioff) October 22, 2024

Related: Microsoft Strikes Back at Salesforce, Announces New AI Agents That Can Take Over Finance, Sales, and Service Tasks

Has Copilot revealed private information or been inaccurate?

In August, Microsoft fixed a bug in Copilot that could have spilled confidential information. Users have commented on inaccuracies with Copilot, but that isn’t a problem isolated to Microsoft’s AI — large language models across the board struggle with accuracy.

Benioff’s comments attempt to distinguish Salesforce’s business AI offerings from Microsoft’s by restating what he’s said before. Earlier this month, on an episode of the Masters of Scale Rapid Response podcast, Benioff said that Microsoft has done a “tremendous disservice” to the AI industry by providing AI that “doesn’t work.”

Benioff drew a comparison then between Copilot and Clippy and said that Copilot didn’t have staying power.

Microsoft, meanwhile, says that clients like McKinsey & Company and Thomson Reuters are creating AI agents with its technology.

Related: Can Anyone Beat Microsoft at AI? The CEO of Salesforce Thinks His Company Can.

Nvidia’s Blackwell AI chip, the same one that Nvidia CEO Jensen Huang said had “insane” demand, is now free of a design error that caused a production delay.

According to a Wednesday Reuters report, Huang said that the design mistake “was 100% Nvidia’s fault.”

“We had a design flaw in Blackwell,” he stated. “It was functional, but the design flaw caused the yield to be low.”

He specified the nature of the problem, stating that “in order to make a Blackwell computer work, seven different types of chips were designed from scratch and had to be ramped into production at the same time.” After fixing the design flaw, Nvidia has been producing Blackwell “at an incredible pace,” Huang said.

Related: Here’s Why Nvidia Just Broke Another Record and Could Take Apple’s Crown as the Most Valuable Company in the World

The chips were supposed to ship in the second quarter of this year, but are now shipping in the fourth quarter.

^{Nvidia CEO Jensen Huang displays a Blackwell chip. Photographer: David Paul Morris/Bloomberg via Getty Images}

Reports that Blackwell could be delayed ramped up in August, causing Nvidia shares to drop. Since then, the stock has climbed back up, growing over 188% year-to-date at the time of writing.

Related: Nvidia CEO Jensen Huang Says Nuclear Energy ‘Is a Wonderful Way Forward’ to Keep AI Data Centers Running

Huang has previously said that intense demand was the one thing that kept him up at night and that everyone wanted to be the first to use the Blackwell chip.

“We have a lot of people on our shoulders, and everybody is counting on us,” he said last month.

Snags in Blackwell production affect some of the world’s biggest tech companies, which are Nvidia’s biggest customers. Over 40% of Nvidia’s revenue comes from just four clients: Amazon, Google, Meta, and Microsoft.

Related: Here’s How the CEOs of Salesforce and Nvidia Use ChatGPT in Their Daily Lives

3 Benefits of owning a ComForCare franchise:

1. Join a mission-driven business focused on enhancing quality of life for the elderly and disabled.
2. Access to exclusive programs like DementiaWise, offering specialized care and competitive advantages.
3. Benefit from a proven business model in the stable and growing $75 billion home care industry.

ComForCare is a franchise provider of non-medical in-home care services, designed to aid individuals in living their best lives possible through personal and professional care solutions. Founded in 1996, ComForCare has become a reputable partner for entrepreneurs seeking to make a positive impact on the lives of seniors and people living with disabilities.

Key Facts:

• Minimum Initial Investment: $72,975
• Initial Franchise Fee: $29,500 – $57,000
• Liquid Capital Required: $50,000
• Net Worth Required: $350,000
• Veteran Incentives: 20% off franchise fee

Small businesses that adopt bulk purchasing strategies for office supplies, food, and cleaning materials can cut costs by 15% to 30% annually, a recent report from CNBC says. For an entrepreneur or home-based business, this can mean thousands of dollars in savings each year.

Especially with the holiday season just around the corner, now is the perfect time to secure your Sam’s Club 1-year membership for just $20 (reg. $50). Whether you’re preparing for family feasts, gift shopping, or simply stocking up on extra snacks and supplies for the office, a Sam’s Club membership puts everything you need to get prepared for the holiday rush in easy reach.

From bulk purchases of quality ingredients for holiday meals to discounted electronics and toys for gifts, Sam’s Club Members can find incredible value when they need it most. Plus, members have access to other great perks like members-only fuel prices, ensuring your road trips to visit loved ones are as inexpensive as possible.

As holiday shopping ramps up, the savings from your Sam’s Club membership will quickly add up. Imagine snagging your holiday groceries at a discount, grabbing last-minute gifts, and stocking up on decorations—all without the stress of inflated holiday prices.

And since bulk buying can help reduce costs, especially when hosting or enjoying multiple gatherings, you’ll be more than ready for festive events, business parties, or yummy office treats.

With a Sam’s Club membership, you also get a complimentary household membership, making it easier to split the shopping duties or share the benefits with a family member. This can be a lifesaver on a busy day with back-to-back meetings.

Whether you’re outfitting your home office, stocking up for a business event, or buying supplies for your team, you can be sure you always get the best deals possible. And with auto-renewal enabled, you’ll never have to worry about missing out on these fantastic savings year after year.

Don’t miss the chance to score a Sam’s Club savings for what it would cost for a single lunch out.

A Sam’s Club 1-year membership is just $20 (reg. $50) for a limited time.

StackSocial prices subject to change.